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Finally I have a mortgage I can start to pay off!
Comments
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Morning all,
Much better, thanks Newgirly. Karma, they must have been a present at some point - it’s nice to be putting them to use.
DH and I have been for a 6km walk this morning - out into the fields and back round. Lots of dog walkers out but plenty of space, apart from one idiot who overtook is far too close and seemed not to care less 😡 I hope people are sensible and don’t cause the government to ban exercise - I think that would be extremely hard to cope with (especially for those without gardens and with children) and unfair on the vast majority. Perhaps they could try better enforcement where it is needed?
Tired now though, so just having a cuppa and catching up on here. If I feel more energetic later I’ll cut the grass but if that doesn’t happen it’s not the end of the world.
MS things:
* meal plan for the week avoiding rice as we’re out of it!
* will do clicks etc
Gratitudes:
* saw a muntjac deer in the woods 😊
* people are being friendlier than normal, from a distance
* sunshine
Have a good day all, think I’m going to sit in the garden and read!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Glad to hear you are feeling better, you us all worried there for a bit. I am using a small (larger than it should be) collection of lolly sticks as plant labels for seedlings but I like the sound or your stainless steel ones. I finally heard some of my stuff (plug plants as I am so late) are on their way from T&M and I actually got some stuff planted yesterday. More to do today including compost-bin construction out of pallets so we can move ours about six feet from where they are to make better use of the space.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
Ah SL, that's very sweet of you - I'm fine though. If it was coronavirus, I was definitely one of the lucky ones (and DH even luckier it seems as no symptoms at all, yet). It might have been just a cough though - no real way of knowing. It's good to know your plug plants have been dispatched as I'm still waiting on mine from T&M, so hopefully I'll hear about them soon. My seeds came from them, but were quite late too - I guess it's just sheer volume of orders at the moment.
My Dad's having to build a compost bin as his council have suspended collections of their (paid-for-as-an-extra) green waste. He's not very happy about it. Worse still, our council (where we don't pay) are still aiming to collect - and we live within 15 mins walk of the boundary to his council!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
Morning all,
It's grey and cool and a bit damp here this morning. I ate my breakfast outside though - it's so quiet and it had that 'early morning campsite' feel with the moisture in the air (typical British camping weather then!). Cats, birds and fish fed, and dough started for pizza tonight. I've got a little bit of work to do (an hour's worth?). I managed to get the grass cut yesterday afternoon, so if it remains damp, I'll stay inside and do some family history. I'm going to take my new litter picker out for my daily exercise later - I'll be sure to keep moving at all times, so it's definitely exercise and nothing else.
Lockdown fun:
* Playing Say What You See Music Edition with my family via Zoom yesterday at our weekly catch up - surprisingly I was quite good at it and Niece had great fun holding the cards up to the camera. It worked quite well!
MS things:
* Nw RS has matured, so need to find a new home for that money. Not sure whether I'm going to worry too much about another RS. Life would be simpler, and interest rates are all so dire, that I might just pop it in Marcus for the time being and worry about it later. As it's my buffer fund, there's a possibility I may need some of it in the next 6 months, so better to keep it within reach too.
* Clicks etc.
* Have had feedback for all Ebay purchases and invoice for fees - so am square there and will withdraw all the PP money for my OP holding a/c
Gratitudes:
* Glorious weather yesterday
* Butterflies in the garden
* Peaceful breakfast in the garden, before it started drizzling
Have a good day all!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Glad you're feeling better Vix xx
Interest rates are indeed dire. I moved all Mr Cheery's pension money into a Post Office account at 1.39% (best we could get at the time) and had an email last week to say it's dropped to 0.49% Pah!4 -
The weekly catch up with the music quiz sounds great fun!
Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!4 -
Thanks Cheery! I just don't think it's worth faffing for a few pence here and there. And with an RS, because I do it manually (no fixed income), it's a monthly faff.... just not worth it at the moment.
It was fun Jess - no idea where Sis got the cards from, but worked really well with a group over video chat! We did half the music ones, but have another set to go and apparently she's got a variety of different topic cards too, so we've got something to entertain us for a few weeksMortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
That sounds wonderful! I love the idea of your little niece holding the cards up
It's bad news on the savings rates, but compared to what some people are going through, its nothing, is it - I keep getting emails saying "your rate is changing", and, well ... the money's safe, right now, I'm safe, I'm not going to sweat that stuff right now. Genealogy rules!
2023: the year I get to buy a car5 -
Too true, Karma - just grateful to have the savings in the first place (although it does make me cross when all these self-employed people complain that they're having to wait until June for their government bail-out - any self-respecting SE person should have a decent emergency fund for all occasions!)Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway6 -
Afternoon all,
Been a bit busier with work the last couple of days, which is unexpected but entirely welcome. Have another project lined up for next week too. Otherwise, everything pootles on. I made hot cross buns this morning. Yesterday was the highlight of my week - I'd done a click-and-collect order from my zero-waste shop and I got to go out in the car yesterday to collect it - the first time I've been out in the car in more than two weeks! It was bliss, and very difficult not to drive off into the sunset!DH still not showing any signs of coronavirus, so he'll hopefully be out of the woods on Sunday. I experienced the new shopping on Tuesday, as I needed to buy a few bits at our Coop. It's a weird old world, but the queue was quite a friendly place to be. Still some idiots not obeying social distancing though
And then I came home and washed my bag of frozen chips (cold water and soap) and all the fruit (hot soapy water). Apparently this is perfectly normal behaviour these days!
Have spent some time this afternoon reading back over my diary for the past month or so (decided to write my 'coronavirus memoirs'). It's mad how quickly things have changed... and how little we knew (I talked about a 'social month' in March at one point!! We did 'have dinner' with a friend on Tuesday night (Skype) and have made a few plans for the weekend - drinks, and then Easter Sunday lunch with the in-laws, but it's not really the same thing!
MS things:
* Work
* Clicks
* Have been sticking to meal plan and baking.... no desire to go out more than necessary for food - too stressful!
Hope everyone is keeping well and has sunshine where they are. Stay safe!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5
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