PPI Reclaiming Discussion Part 5

Octonut

posey wrote: »

thank you octonut I stupidly did not think about doing that. I will do that straignt away

I didn't think of it until I was reading your post! I sent mine off without any shading-out because it was just a savings account that didn't see much use, I wouldn't be too keen sending off my current account statements for all to see. Good luck!

Benji_58

cappo wrote: »

Hi Benji the banks/lenders will tell you anything, i was told exactly the same by LTSB, no details of any accounts but no ppi and i asked the same question, i knew i had the ppi as i always did and i have since found proof the fos are dealing with it now, keep at em.

Thanks
ENDEAVOUR have put this statement together just didnt want to waste the FOS time if no ppi.
But as it was a second mortgage I am sure we did.

Benji_58

amersall wrote: »

Di is the expert with Endeavour, she will help you, but you are right, how do they know this if they have no agreement/ write back and ask how they have this info with no statement.

Thanks amersall
I will contact them in the morning just want to make sure I have my facts correct still confused with the statement

mrs_boop

Hi Everyone,

quite a while back i got myself all organised and sorted all my paper work out and started with my ppi claim.

i sent off the first letter for the policy terms and conditions some companies have not got back to me and some just tried to fob me off but to date not one of them has gone any further

can anyone give me any advise on where to go now.

thanks in advance for any help, really dont want to use a ppi company,

dolphingazer

mrs_boop wrote: »

Hi Everyone,

quite a while back i got myself all organised and sorted all my paper work out and started with my ppi claim.

i sent off the first letter for the policy terms and conditions some companies have not got back to me and some just tried to fob me off but to date not one of them has gone any further

can anyone give me any advise on where to go now.

thanks in advance for any help, really dont want to use a ppi company,

Hi mrs boop,

PLEASE DO NOT USE A CLAIMS COMPANY:D

Stay on this thread and someone will be along in a bit to give you sound advice.
The guys on here have helped so many people get their money back:):)

sapphire125_2

How long can you really go back with a claim on this ?
I had a loan from 1995 to 2000 and I had PPI on it which I did not ask for, but was told I had to take :mad: is there any chance of getting something from it ?
Cheers

amersall

mrs_boop wrote: »

Hi Everyone,

quite a while back i got myself all organised and sorted all my paper work out and started with my ppi claim.

i sent off the first letter for the policy terms and conditions some companies have not got back to me and some just tried to fob me off but to date not one of them has gone any further

can anyone give me any advise on where to go now.

thanks in advance for any help, really dont want to use a ppi company,

Are these account closed and do you have any paperwork? you only need the account number and reasons for mis sell to put a claim in.

If you have no info and you use a claims co, you do the searching for the information, the claims co sit back and take the fee for putting the claim in to the bank, Diy we will help you with these claims for free.

amersall

sapphire125 wrote: »

How long can you really go back with a claim on this ?
I had a loan from 1995 to 2000 and I had PPI on it which I did not ask for, but was told I had to take :mad: is there any chance of getting something from it ?
Cheers

Depends if you have any paperwork for this and if you don't the requesting info through a Sar, due to the year, may not get you any info to make the claim.

Stevie1

Hello, I wonder if anyone can advise.

Briefly, my husband had a PPI policy with an old mortgage policy with Nationwide. That mortgage was arranged via a broker but he didn't request the PPI as we were offered it for an initial period for free (the first 12 months I think), we then continued it. My husband had a very generous scheme at work covering long term illness and death.

We've sent the forms to Nationwide and they replied saying they don't feel they're to 'blame' because a. the mortgage was arranged by an intermediary b. although my husband declared he had alternative cover through work, he didn't specify what that was (don't remember ever being asked by Nationwide to provide this information) and c. the policy would have paid despite him having other arrangements.

I have the feeling they are trying it on but not sure how to proceed from here. Advice would be appraciated.

vh1

I'm pretty sure I had PPI when I lived in London. Unfortunately when I moved over 10 years ago I had a bit of a clearout of paperwork and I have no paper evidence that I did have PPI and I can't remember who I had it with. Is there anything I can do, eg sent a speculative letter to the company I think I had it with (who I still bank with)?

I know it's a very long shot but I thought there would be no harm in asking.