PPI Reclaiming Discussion Part 5

amersall

Moneyineptitude wrote: »

You've misunderstood this one, Lorraine. The poster is inviting us to guess how much the redress offer is based on what his original loan terms were.

Had a PM when i first came on with full calcs, they have a nice sum to come back
PM was sent before it was posted on the site.

[Deleted User]

amersall wrote: »

Had a PM when i first came on with full calcs, they have a nice sum to come back
PM was sent before it was posted on the site.

Unfair!
You mean people are actually communicating in private on the forum??;)

amersall

Moneyineptitude wrote: »

Unfair!
You mean people are actually communicating in private on the forum??;)

SHHHHH

evs32

amersall wrote: »

Had a PM when i first came on with full calcs, they have a nice sum to come back
PM was sent before it was posted on the site.

Sorry for the confusion! I didnt think the PM had been sent hence why I posted it on the forum.

Based on your guess Moneyineptitude it looked like I did OK, I got £1050 back. Breakdown as follows:

PPI: £808
Interest: £413.51
Rebate paid/due upon compensation: -£56.56
FSCS level of cover adjustment: -£116.50

I think I was getting confused and thought the interest back would be alot more, but I'm just happy to get something back from the riduculous loan i stupidly took out!

Thanks again for your help with this, I'm now trying to sort out PPI claims for friends and family and I hope they feel same appreciation to me as I do to you guys

[Deleted User]

evs32 wrote: »

I'm now trying to sort out PPI claims for friends and family and I hope they feel same appreciation to me as I do to you guys

Well done!
My guess was way off, but you didn't give any indication that you got more than the whole PPI amount back!

patsee

lippyd wrote: »

Had a letter saying I'm due a refund of my Mortgage PPI taken out in 1991.

Thanks to this site for giving us the tools to claim it back:T

great news. can i ask what was your reason for asking for a refund please.

flashloz

is the sar the letter with ten pound and does that cover all the account numbers.It was joint loans so does one SAR cover both of us or do we have to send two seperate ones sorry for sounding a bit dumb lol

patsee

lippyd wrote: »

Had a letter saying I'm due a refund of my Mortgage PPI taken out in 1991.

Thanks to this site for giving us the tools to claim it back:T

great news. can i please ask the reason for asking for refund

cappo

Octonut wrote: »

I'm on tenterhooks waiting for responses so I thought I'd check my postage receipts and my Cap One complaint is still making its way through the postal system since 28th March - bah.

Hi octonut i know it's hard but they'll hopefully all come right, it's all a long waiting game.

cappo

flashloz wrote: »

is the sar the letter with ten pound and does that cover all the account numbers.It was joint loans so does one SAR cover both of us or do we have to send two seperate ones sorry for sounding a bit dumb lol

Hi flash if it was a joint loan most banks will want 20 quid but check with your lender to see if this is the case.