📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Daydream thread continues.....

17097107127147151021

Comments

  • Morning [just about]

    Hope all is well with everyone.

    LIR - hope you are ok.

    I went to look at the community garden yesterday and to drop some stuff off for next week's sessions - and lo and behold, the trial damson that I grafted onto a wild damson root stock has taken and is budding. I only did it in November.

    With the changing seasons, I thought I'd try grafting early and it's only gone and worked.

    So for the next few weeks, it's going to be grafting frenzy at the gardens.

    Yip yip yippee!!!
    If you haven't got it - please don't flaunt it. TIA.
  • I have 10 pineapples ( all for the grand total of 10p:p)I need to do something with :D any ideas? apart from Jam I havent got a flipping clue..

    Just 4 pineapples for a gallon of wine, and it's fabulous with roast pork or gammon :beer:
    Making magic with fabric
    Light travels faster than sound. This is why some people appear bright until you hear them speak.
  • alfie_1
    alfie_1 Posts: 5,837 Forumite
    1,000 Posts
    LIR...let us know that you are
    a] still alive
    b] upright
    c] not in agony

    :o:o:o

    another dry day here.....

    mabel has decided she will still go through the ONE bit of fence that i put in front of a tree, deciding the best spot to lay on is under the tree !!!! she is good tho and doesnt come further than that.... i swear she does it just to show me she can do what she wants!:rotfl::rotfl:
  • rhiwfield
    rhiwfield Posts: 2,482 Forumite
    Rummer wrote: »
    My wee brain is in overdrive today after I read last night about pensions being delayed until people are in their 70s :eek: what a horrid thought! So I am going to start taking things a bit more seriously when it comes to money saving as I want to get our finances into a MUCH stronger position.

    The way things are going I expect to see all benefits under scrutiny and reduced by means testing, deferral or by linking to cheaper index/capping. So relying on the state is the biggest gamble of all going forward.

    Its too late for us to start additional saving for old age and the provisions we've made in the past will have to do. But an examination of outgoings has been useful eg cutting water charges by installing a meter, putting in water butts and cutting energy usage by insulation and low energy appliances. And with the increase in pension age comes an ability to work longer for most people.
  • COOLTRIKERCHICK
    COOLTRIKERCHICK Posts: 10,510 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Rummer I have said for a few years now, that there will be no state pensions etc, The government IMO are starting the first steps now, by employers now have to supply a works pension, and also not only do the employee's contribute, but the employer has to contribute to it too , unless the employee decies to opt out, and I think alot of people will, because they are finding it hard now, let alone adding another outgoing to it...

    So I think the key is to try and not go into pension age with any debt, so then you have only got actual living expenses
    Work to live= not live to work
  • Rummer
    Rummer Posts: 6,550 Forumite
    Part of the Furniture 1,000 Posts
    I would just like to prepare as much as possible and to create as sensible a buffer as I can. There are so many ways we could trim back our living costs and I have just been too lax in pursuing them.

    As you say Rhiwie there are likely to be more cuts and restructuring of pensions/benefits etc and I am trying to build the mindset of that money possibly not being there in my future.

    It is hard though to strike a balance :(
    Taking responsibility one penny at a time!
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    edited 5 January 2013 at 3:57PM
    Sorry folks, didn't mean to leave you hanging...

    Yes I am fine today, my pelvis will need a manipulation, it's about two inches tis quint, but not at all sore, not even a tiny bit.

    Geese survived the night, everything else ship shape.

    Rain is forecast to start again here tomorrow though. :(

    Edit....in fact....the old lir weather detecting system says its going to get colder. Let's see.
  • Rummer
    Rummer Posts: 6,550 Forumite
    Part of the Furniture 1,000 Posts
    I have organised my seeds by planting month divided by indoor and outdoor sowing. Do you think I maybe have too much time on my hands :rotfl::rotfl::rotfl:
    Taking responsibility one penny at a time!
  • Itismehonest
    Itismehonest Posts: 4,352 Forumite
    Glad you're OK, LIR.
    Just don't do the bend & lock (or bend to lift & lock) with the wonky pelvis. Been there done that - not nice :rotfl: Felt like something out of a comedy clip.

    A drier day here as the mizzle lifted. Still no real sun & a slightly nippy breeze. I live in hope that one day we may get sun with no cold wind.
    Had a lazyish day. Just walked down the 1 in 3-4 hill ........ & then back up. We were both fairly pleased as we only had to sit down once on the way back. :cool::D
    The water has washed the edges of the lane away in places & the stream is running wider & faster than I can ever remember it doing. A number of trees have split & large sections fallen but it was a nice walk. We gave the sheep & deer something to look at, anyway. :rotfl:

    The frogs are really starting to mass in the ponds. The water is writhing with them & they make an enormous racket. They can't have worked themselves up to their erotic peak yet, though, as they dived for cover when I yelled at them to shut up. It won't be long before they totally ignore me & continue with their 'exercise' regardless :rotfl:
  • rhiwfield
    rhiwfield Posts: 2,482 Forumite
    Saw some glimpses of sun today and got two beds planted with onions, as well as cutting down the autumn raspberries and planting a dozen potted strawbs saved from last year's runners.

    We'll see how well they do!

    Itsme, our tiny pond is too shaded for the frogs, though we usually get a few dragonflies. At least its a permanent water source for the birds, not that it matters atm!

    Lir, glad nothing too serious.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.