Daydream thread continues.....

Lotus-eater

alfie_1 wrote: »

does that mean if a car/van is sign written its a modification????
ive never been asked or know anything re that............
also what is determined a modification then if you had stripes like the minis/cv's etc.
if so there would have to be a statute to determine exactly what sort/size of sticker this would have to be !

If a van/car is sign written, then yes it could be a mod, again as I said, it depends on the insurance company. Mine wanted to know if my van was sign written, which it is, I don't know if it helped or hindered my cost.

If a sticker was put there by the manufacturer and it applies to all models, then it should be ok, but if it's an extra, even if put on by the manufacturer, then you should declare it to the insurers.

You should tell them about anything like alloy wheels, sat nav, anything which costs you extra basically.
And that's from the manufacturer, anything you put on yourself, applies double.

rhiwfield

GDs about to arrive as SIL is in theatre and DD1 is on a training weekend for Nijmegen next summer.

Heavy rain again last night, but just damp and misty atm in the early light

COOLTRIKERCHICK

When we do our van Insurance, they dont normally ask about if they are sign written, not even when we turend over from individual to fleet.

So in theory if you put a window sticker in your car, ( name of garage you bought the car, 'grumpy old git' style stickers etc )this would be classed as a modification?

Horrible day here... dull, misty. damp.....

Tortie is doing well, will try and take a pic later, to show you...

The kitten is a loveable pain in the butt:rotfl: he keeps on trying to bite/lick my nose.. loves sleeping on your shoulder or face, so good job no young babies in the house...

Right off to have another cuppa, before I wake the tribe up, and decide who is manning the shop today

rozeepozee

It's glorious here. We're off to the beach and then Cardigan Fair with the kids.

Itismehonest

COOLTRIKERCHICK wrote: »

When we do our van Insurance, they dont normally ask about if they are sign written, not even when we turend over from individual to fleet.

So in theory if you put a window sticker in your car, ( name of garage you bought the car, 'grumpy old git' style stickers etc )this would be classed as a modification?

Horrible day here... dull, misty. damp.....

Tortie is doing well, will try and take a pic later, to show you...

The kitten is a loveable pain in the butt:rotfl: he keeps on trying to bite/lick my nose.. loves sleeping on your shoulder or face, so good job no young babies in the house...

Right off to have another cuppa, before I wake the tribe up, and decide who is manning the shop today

A modification is anything changed from the original. In theory that could be sign-writing because to reinstate it would cost more than just the original bodywork paint. It would mean that you may have been insured for the wrong amount.
With stickers on bodywork I would guess that, depending on what & where, they could be said to reflect the type of owner. In just the same way that some professions are charged higher premiums I imagine stickers & go-faster stripes may ring alarm bells with insurers. Stickers in windows ...... could be argued as restricting your view. That's just my opinion but 'given any excuse' seems to be the best way to think when dealing with insurers.

Think in terms of building insurance. 6 identical new build flats like identical vehicles straight from the manufacturer. One owner decides to replace all the fixtures & fittings with top of the range luxury alternatives but doesn't inform the insurance company of the modifications & so doesn't pay the correct premium. There's a fire & all 6 flats are gutted. The insurance company is going to refuse to pay out or at least to pay out any more than it would pay to the other 5.

Poured hard earlier here. Brighter but still soaking wet now.

Itismehonest

Dave - Have you planted (or got) any ash trees?
http://www.bbc.co.uk/news/uk-england-devon-20279644

lostinrates

Itismehonest wrote: »

Dave - Have you planted (or got) any ash trees?
http://www.bbc.co.uk/news/uk-england-devon-20279644

I am finding it preset hard to bear, this threat.

The only mature tree we have thanks to out slash and burn, is an ash just on neighbours side of the fence. We were planting some this year, obviouly not now.

With ash such a useful and famed firewood it's got to have been one of the small holder trees of choice.

Not sure what to consider instead that works with grazing animals. We have some spindly plums, but the would last but moments on a fire/ burner.

Besides all the impact on the landscape. And no one is talking about the horse chestnut problem that was the fear a couple of years ago. I love the soft, almost fuzzy look of ash in leaf.

rozeepozee

Itismehonest wrote: »

Dave - Have you planted (or got) any ash trees?
http://www.bbc.co.uk/news/uk-england-devon-20279644

I've not yet checked how many, but I suspect we have more than a few....

Itismehonest

lostinrates wrote: »

I am finding it preset hard to bear, this threat.

The only mature tree we have thanks to out slash and burn, is an ash just on neighbours side of the fence. We were planting some this year, obviouly not now.

With ash such a useful and famed firewood it's got to have been one of the small holder trees of choice.

Not sure what to consider instead that works with grazing animals. We have some spindly plums, but the would last but moments on a fire/ burner.

Besides all the impact on the landscape. And no one is talking about the horse chestnut problem that was the fear a couple of years ago. I love the soft, almost fuzzy look of ash in leaf.

Hazel or birch? Beech in hedges.

The horse chestnut situation is a shame.
I was saddened when Dutch Elm disease took the beautiful old elm trees but I must admit that, here, we find ash (along with sycamore) a darned nuisance.
We're forever getting rid of saplings which want to grow in the most undesirable of places - between cobbles, half way up banks &, of course, in every veg bed & shrubbery. The leaves of ash are particular pains to clear up as they leave the 'sticks' which form the skeleton of the branchlets. When you've hand picked 1000s of the things from between cobbles (a leaf vac tends to pick up the leaves but leave the thin sticks unless you faff around lining up correctly) you tend to wish the whole tree further :rotfl:

lostinrates

Itismehonest wrote: »

Hazel or birch? Beech in hedges.

The horse chestnut situation is a shame.
I was saddened when Dutch Elm disease took the beautiful old elm trees but I must admit that, here, we find ash (along with sycamore) a darned nuisance.
We're forever getting rid of saplings which want to grow in the most undesirable of places - between cobbles, half way up banks &, of course, in every veg bed & shrubbery. The leaves of ash are particular pains to clear up as they leave the 'sticks' which form the skeleton of the branchlets. When you've hand picked 1000s of the things from between cobbles (a leaf vac tends to pick up the leaves but leave the thin sticks unless you faff around lining up correctly) you tend to wish the whole tree further :rotfl:

I think for us it will be hazel. We have birch here already but, um......it seems to be suffering from some sort of die back:o:eek::rotfl:. We took out a dozen or so from hedgerows last winter, the summer two more did not leaf up.....we will see. We only have one hazel in our hedge,and plan to use predominantly hazel in all hedge patching and planting. There must be another somewhere.....ours gets a couple of nuts on it.