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  • Hi. I'm a newbie who has been visiting and reading about your journey. I'm mightily impressed by your efforts and the support you have received.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Happy new year Coco, I hope 2014 brings all you wish for

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Mr_Toad
    Mr_Toad Posts: 2,462 Forumite
    Coco114 wrote: »
    So this is my last lazy day !!!


    Haven't decided about New Years Eve yet - I normally hate it. May do something completely different like go for a run!

    Happy New Year Coco. :beer:

    Did you go for a run?

    I went round to a friends house with the usual suspects, we had a great night. Good food, good company, nice beer and a few of us took our guitars and had a bit of a jam and a sing song.

    I'm afraid I need to brush up some of the AC/DC stuff but the Bon Jovi was alright. :cool:

    The new girlfriend was impressed, she had no idea I could play the guitar. :D

    Today we're off to the boat for a couple of days peace and quiet to recover. In fact, look at the time :eek:, I need to get showered and organised.
    One by one the penguins are slowly stealing my sanity.
  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Happy New Year All :beer:

    Welcome to 2014!!! We have torrential rain & gales here today ..... Lovely !

    Hope everyone is well & recovering from last night? I am glad I only had a couple of glasses of wine and one glass of bubbly and I feel fine today :j

    Back to work tomorrow .... Yuk!
    The final chapter - £4893 to go out of £30K
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Happy New Year Coco!! :beer:
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • Mr_Toad
    Mr_Toad Posts: 2,462 Forumite
    Coco114 wrote: »
    Happy New Year All :beer:
    Back to work tomorrow .... Yuk!

    Work, I remember that. I'm struggling to come to terms with how quickly time is passing. I took early retirement in April last year, it only seems like 5 minutes ago but it has been 9 months. :eek:
    One by one the penguins are slowly stealing my sanity.
  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    So ....... What's changed so far this year ? Not much !!!!

    A lot needs to though. I feel like I limped through last year but didn't really get anywhere ? This year will be different :)

    I finally went back to the doctors and went back on AD, I need it for now. Just took a while to admit it! I spend my evenings watching trash tv, moaning about how much I have to do .... Whilst not really doing any of it! My house is a mess, and, judging by the mirror this morning, so am I ! I am back to having the odd ciggie (roll my own of course :money:) and the odd glass of mid week wine ..... Not good. I am slim but unfit and appear to be hibernating from the world .... Also not good!

    Plus side - I recognise all the above, I just need to do something about it now! I started with the doctors - I need to keep building from there :T

    Bit of a deep post for a Sunday morning.... But when my sat night consisted of catching up on soaps, a 9 pm dash to Mr T to buy pizza, 3 glasses of wine and playing games on my phone .... Something kind of clicked this morning ! I don't like my life like this .... I need to change !

    Coco x
    The final chapter - £4893 to go out of £30K
  • Don't beat yourself up. When in a particularly dark place, I was advised to review my story or progress as if it were someone else's. If you compare you now to you a year ago, you will see how much you have achieved - and that includes prompting people like me to start tackling their issues. Take care
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Hugs honey, sounds like the new year blues have got you. Hope the AD help to make you see the positives x You have come a long way since you began this diary. Keep posting and we'll keep supporting you

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • asparagus1968
    asparagus1968 Posts: 1,787 Forumite
    Debt-free and Proud!
    hows it going coco?

    spring will soon be here, always makes me feel more positive.

    hope you are well, and happy.
    LIVE SIMPLY * GIVE MORE * EXPECT LESS * BE THANKFUL

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