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So poor I can't even pay attention
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It's very chilly here today. Strange, as it's actually warmer than it was last week.
I've had my energy DD reduced :jFrom £91 to £66 a month. I'm putting it down to the heated throw, it meant I didn't have the heating on nearly as much as I normally would.
I need to check my payslips as the insurance company are claiming I have worked too many hours so therefore they will not be paying out. Very irritating as I haven't worked over my allocated hours, must mean Pr£t have made another error.
Today I dropped the housework without a second thought and went riding instead. Because it was windy the Captain was hurtling around like a demon. That is until the blue wheelbarrow, the one that's used in his stable daily, was wheeled across the arena. He decided it was the scariest thing he had ever seen, spooked and took off to hide in the corner. Oh dear....luckily I was secure in the saddle otherwise I could well have landed in the wheelbarrow.
Colin has come home with a black face and no amount of washing is removing it. Not that he's allowing me much time to scrub his face before he goes and hides under the bed. He looks very grubby.
Somehow I have injured my knee. I think I might have twisted it, almost impossible to get up without using something to pull myself up on, today I used the Captain. As for kneeling - forget it! Hopefully it will sort itself out tomorrow.
Tonight involves a glass of wine and homemade pizza, roasted tomato, black olive and goats cheese. Maybe that will be two glasses, pizza calls for wine....Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Enjoy your pizza and wine, I will join you with the one though sadly not the other, blooming antibiotics. Never been tee-total for quite so long before.
Has Colin been that naughty, :rotfl: at large name instead of small.
Hope your knee gets better soon. Bet Pr£t have paid you for the hours they didn't pay you last month in error.
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
good news on reduced DD
sorry to hear about insurance and your knee and Pizza sounds scrummy0 -
Yes get to the payslips soonest so your insurance gets paid. Hot water bottle on the kneeMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Hope the poorly knee gets better. Great news on the dd reduction and boo hiss to insurance company.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Why is life never just straight forward?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Have open plan office and am directly opposite only meeting room. Boss sits directly in front of me. I have some other cunning plans though!
Made mistake once of writing unrelated stuff as "minutes" boss lent over grabbed them and raised his eye brows at me. There were a few sarcastic comments after that!Start info Dec11 :eek:
H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)0 -
Piq, found this, thought of you!
http://www.dailymail.co.uk/news/article-2272400/Revealed-Pret-Mangers-bizarre-emotional-labour-rules-workers-told-happy-touch-NEVER-act-moody.htmlSaving 1 animal wont change the world - but it will change the world for that 1 animal
25 for 2025
2025 Frugal Living Challenge
2025 DECLUTTERING CAMPAIGN MrsSD
Let Thrift shopping thrive in 25!
Make Do, Mend & Minimise in 2025 (and 2024)0 -
Well after a stressful day where I had agreed to do mother of the bride shopping, after hand holding I am now tucked up in bed watching Top Gun ....Start info Dec11 :eek:
H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)0 -
OMG Piq that pizza sounds so yummy. I really must have a go at making my own - is it difficult to make the dough? Is it very fattening? I should google it.
As I am determined to be a proper 'rounded' granny I am determined that my grandchildren shall be taught to:
grow things in the garden (will have to do a crash course in veg growing though - currently can only grow flowers)
basic sewing - this should be easy as I am an experienced seamstress
bake and cook. Cooking should be okay as have cooked from scratch for years and can do short crust pastry rather well having only mastered the skill in the last 6 months, however again I shall be consulting my friend the google to learn how to make cakes etc.
My paternal grandmother was lovely, did all her own baking, made jam from raspberries grown in her garden, made her own pickles and her cakes were to die for. I so want to evoke the same wonderful memories in my grandhildren in years to come as she did in me.
Our DGD stayed last night and I realise now that she really is too old for this travel cot I bought for a tenner including mattress. She sleeps really well in it, and I always sleep next to her on the sofa, just as I did when she was tiny, but last night I caught her with her little leg up on the top of the rail - she is so supple, she looked like a ballet dancer on the barre lol.
Re housework - I am with you lot. Think how much electricity and therefore money we save by not getting the hoover out every day.
How are things at work now Piq? The c0ck up with your wages notwithstanding, have they relaxed the rules to include EVERYONE back in the staff room for breaks, or is it just the brave ones that dare speak up for themselves?0
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