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So poor I can't even pay attention

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Comments

  • lucielle
    lucielle Posts: 11,552 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the aches and pains have shifted and today is a better day.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning, hope you are feeling better today :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Noonar
    Noonar Posts: 115 Forumite
    Hi Piq et al
    Sorry to hear things are not so good Piq - here's hoping that a job crops up very soon - fingers, toes and everything else crossed for you.

    Have you tried zinc oxide cream for the Captain's pink bits? I use it on my little coloured who has very pink muzzle and eyes, it is a complete sunblock and almost impossible to shift. It isn't that easy to find, but my chemist orders it for me specially - cheap too!

    I finish work next Friday - no job lined up yet, although have only applied for 2 so far, I have a month's works experience lined up at a school in June so hopefully that will look good on my cv!

    Hope things get sorted soon!

    Noo
  • alioops78
    alioops78 Posts: 526 Forumite
    Part of the Furniture 500 Posts Photogenic Combo Breaker
    Piquant wrote: »
    Wow! Your OH works in a cex shop! and you don't like it? Does he bring home things from work ;)

    Thanks for the advice on the councils. I suspected they were like that, so are the DWP.

    I'm dreading making token payments. I've virtually cleared all of my debts I hate the thought of them spiraling out again. :( Not sure how I'm going to deal with that.

    I adore Aussies, be as blunt as you like. As long as you write to me in an Aussie accent you will be forgiven anything!

    G'day cobber how's it goin? nothin worse than dealing with people with a few kangaroos loose in the top paddock bloody flaming galah's. Off to crack open a tinny and put a couple o' shrimps on the barbie (enough aussie for ya :p).

    I work for Adult Services and he works for CeX - my Dad used it in his father of the bride speech. "They were obviously meant for each other with Husbandpet working in a CeX shop and Alioops working in Adult Services" cue lots of laughter all round.

    Your debts will not spiral out of control as you are on here and you know what you need to do to keep afloat. Yes you have paid off so much and I admire you for it however you have to think of what is best for you and your redundancy money is not going to be there indefinitely as you've already said. Stop thinking that it is failure on your part (just a guess) but at least making token payments and getting the interest frozen is going to be better than losing your house.

    Much hugs
    Alioops x
    DEBTS ARE BEING DEALT WITH AS BEST WE CAN :o
    :heart: Married my prince on 27/08/2011 :heart:
    Baby Girl born 21/10/14 :D:D:D:D:D:D
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    alioops78 wrote: »
    Your debts will not spiral out of control as you are on here and you know what you need to do to keep afloat. Yes you have paid off so much and I admire you for it however you have to think of what is best for you and your redundancy money is not going to be there indefinitely as you've already said. Stop thinking that it is failure on your part (just a guess) but at least making token payments and getting the interest frozen is going to be better than losing your house.

    Much hugs
    Alioops x

    I totally agree with Alioops, you have achieved fantastic things over the last couple of years and its time you gave yourself a break. You are not super woman, despite it seeming like that to me with all that you have achieved. As I said before, your priorities are your roof, your food, yourself and Captain, please feel free to put them in whatever order you wish. Anything else comes secondary.

    Big hugs, hope things turn around soon for you.

    Love Gx2 x

    smiley-character00109.gif
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Am sorry to see you're still up against it.The posters above are absolutely right you just need to keep the mortgage going and council tax going and the rest can whistle
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    I'm back! Had to go awol yesterday. I did a shift at the coffee shop and felt awful when I got home. Too hot, tired, sick and a headache. Just couldn't join in here. I have never worked so hard in my life!

    I went to bed at 8 o'clock only to be woken by the Bear yakking up all over my bed :eek: Changed the bed at 3 o'clock put the bedding in the washing machine. Got up at 7 to find a huge pooh in the middle of the bath mat and no, it wasn't mine - the Bear again. Bathmat now hosed down and in the washing machine....

    The Bear hasn't been himself since he had his teeth out. I think the trip to the vet upset him in many ways and he hasn't got over it. He is very needy and calls me loudly if he can't see me until I answer. He often sits just staring at nothing, which creeps me out a little. He makes a horrible mess with his food, I'm guessing this is because he has so few teeth and doesn't seem to enjoy it so much. He now sleeps with his head hanging off the chair so he's upside down, he's nearly fallen off a couple of times. He also keeps trying to lick me then will hold my finger between his teeth, not biting just holding.

    He's not the happy cat he was and I don't know how to cheer him up. I ought to take him back to the vet but I'm loathe to upset him further with the journey there. Poor Bear!

    I'll wave at all of you who've been posting and answer you in a little bit. Need a shower - no mat will have to put a towel on the floor....

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • lucielle
    lucielle Posts: 11,552 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Aww poor puss.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Piquant wrote: »
    I'm back! Had to go awol yesterday. I did a shift at the coffee shop and felt awful when I got home. Too hot, tired, sick and a headache. Just couldn't join in here. I have never worked so hard in my life!

    oh dear, hope you feel better today x
    Piquant wrote: »
    I went to bed at 8 o'clock only to be woken by the Bear yakking up all over my bed :eek: Changed the bed at 3 o'clock put the bedding in the washing machine.

    oh dear, poor Bear, I hope he feels better soon x
    Piquant wrote: »
    Got up at 7 to find a huge pooh in the middle of the bath mat and no, it wasn't mine -

    OH DEAR but :rotfl::rotfl:

    Have a good day, may chat later, although work first, then girly 24hrs with mummy this weekend, so maybe not

    Gx2 x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope cat gets better soon, no cat advice I'm afraid. Hope you are manage to get out with the Captain this weekend with the lovely weather :D
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
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