Savings Accounts: The Best Currently Available News!

SnowMan

Santander have increased the rate on their e-saver issue 5 to 3.2% AER from 3%. Rate includes a 2.7% bonus. Minimum deposit £1.

This makes it the best easy access account around topping the Post Office 3.17% offering.

Spotted by savetilibleed who has set up a thread here

---

For those new to this thread, please see the guidelines in the first post: Savings Accounts: The Best Currently Available News! Post 1
This thread is intended to alert people to the appearance and impending disappearance of the best new accounts. If you wish to discuss the account details, then please do so in the separate thread about that account. The MSE team maintain a list of the best savings accounts on the following page: Best Savings Accounts

buffman

Governor Money have a new Clydesdale 1 year bond paying 3.5% with a minimum balance of £1000. This is only bettered by Cahoot's 3.6% 1 year bond but Cahoot require a minimum balance of £25000.

---

For those new to this thread, please see the guidelines in the first post: Savings Accounts: The Best Currently Available News! Post 1
This thread is intended to alert people to the appearance and impending disappearance of the best new accounts. If you wish to discuss the account details, then please do so in a separate thread about that account .

alanq

YBS Local Saver is only being publicised in selected branches. This seems suitable for either lump sums or regular savings for those who can get to one of those branches to open an account.

This is not advertised on YBS's website or mentioned elsewhere except
http://www.ybs.co.uk/campaigns/builtontrust/good-honest-products.html

"4.00% Local Saver Account - Limited Offer

Our Local Saver account gives customers a rate of 4.00% gross p.a/AER fixed. Plus, you can add to your savings as often as you like during the term, up to a balance of £6,000.

• One withdrawal allowed during term. Closure subject to 90 days' loss of interest on the amount withdrawn.
• Minimum investment amount of £10
• Add to your savings whenever you wish during the term up to £6,000.
• Interest is paid on the 30th June 2013
• From 1st July 2013 the whole balance will be transferred into a Triple Access Saver Account. Paying a lower rate of interest.
• This limited offer could be withdrawn at any time

Visit your local branch to apply or for more information."

Discussed here.
https://forums.moneysavingexpert.com/discussion/3989483

Update: Withdrawn/being withdrawn 28/06/2012?
https://forums.moneysavingexpert.com/discussion/3989483

alanq

No longer available to new customers:
Coventry BS Online Saver

Skipton Online Bonus Saver

Principality eSaver 5 account (replaced by issue 6 at a lower rate)


http://www.thisismoney.co.uk/money/saving/article-2158403/Savers-suffer-rate-easy-access-deals-withdrawn.html

chris1

Nottingham Building Society Esaver Plus Issue 4 at 3.1%.

alanq

Co-op / Britannia - New fixed rate bond interest rates from today
Open by Branch/Online/Phone
1-year 3.21%
2-year 3.50%
3-year 3.75%
http://www.britannia.co.uk/_site/channels/savings/savings-bonds/index.html

Updated to add link to Co-op site.
http://www.co-operativebank.co.uk/servlet/Satellite/1193206371565,CFSweb/Page/Bank-Savings?WT.svl=nav3

Note that the products under Co-op's Britannia brand are not identical to to those under its own name. For example:
Britannia minimum deposit £1000. Interest paid monthly or annually.
Co-op minimum deposit £2000. Interest paid monthly or on maturity.

Update: Rates improved 28/06/2012.

alanq

AA 2 Year Fixed (Postal) 3.70%
http://www.theaa.com/savings/fixed-rate-savings-accounts-products.html

buffman

West Brom Direct Bonus Account 4. Pays 3.19%. Instant Access but only 4 withdrawls per year. Min opening balance £10,000. Only available through MoneySupermarket.com.

---

For those new to this thread, please see the guidelines in the first post: Savings Accounts: The Best Currently Available News! Post 1
This thread is intended to alert people to the appearance and impending disappearance of the best new accounts. If you wish to discuss the account details, then please do so in a separate thread about that account .

alanq

Nottingham BS eSaver Fixed Issue 3
3.80% until 30 June 2014 Min £1000. No access before maturity.
http://www.thenottingham.com/savings/esaver-fixed-issue-3/

steady__eddie

I registered for this after reading alanq's posting (profound thanks by the way). I went to the bank yesterday in order to send them some cash but failed miserably (I'm having another go today), anyway, I received an email today from Notts telling me to log in and read a secure message. The bad news is that due to strong demand, the account is now closed to new applicants. Anyone that did successfully apply to open an account will have up until the 2nd of July to deposit their readys. I'll go and have another go now at sending them some money, incidentally I don't bank with Natwest, R.B.S. or Ulster Bank.