Savings Accounts: The Best Currently Available News!

SnowMan

ING Direct have a 3.1% AER easy access account for new customers only. Includes a 12 month bonus of 2.6% AER. Minimum deposit £1. Passported protection through the Dutch protection scheme see here for how the protection works.

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For those new to this thread, please see the guidelines in the first post: Savings Accounts: The Best Currently Available News! Post 1
This thread is intended to alert people to the appearance and impending disappearance of the best new accounts. If you wish to discuss the account details, then please do so in a separate thread about that account (I will link this post to that if a thread is set up). The MSE team maintain a list of the best savings accounts on the following page: Best Savings Accounts

chris1

New account: Sainsburys Esaver Special
2.9% AER, no notice, no bonus period, no limit on withdrawals.

alanq

eMoneyFacts may no longer be available but moneyfacts.co.uk still carries news of some new accounts.

buffman

Cahoot releases one year fixed rate bond at 3.6% till 1 July 2013. This issue (no. 3) pays slightly less than the previuos two tranches. Min investment £25k.

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For those new to this thread, please see the guidelines in the first post: Savings Accounts: The Best Currently Available News! Post 1
This thread is intended to alert people to the appearance and impending disappearance of the best new accounts. If you wish to discuss the account details, then please do so in a separate thread about that account

buffman

Tesco Bank relesase three new fixed rate bonds: A 1 year term at up to 3.50% Gross/AER, a 2 year term at up to 3.60% Gross/AER or up to 3.70% Gross/AER for a 3 year term.

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For those new to this thread, please see the guidelines in the first post: Savings Accounts: The Best Currently Available News! Post 1
This thread is intended to alert people to the appearance and impending disappearance of the best new accounts. If you wish to discuss the account details, then please do so in a separate thread about that account.

buffman

Birmingham & Midshires withdraws one year bond (paying 3.5%) and two year bond (paying 3.85%). Issues a new 2 year bond paying only 3.6%.

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For those new to this thread, please see the guidelines in the first post: Savings Accounts: The Best Currently Available News! Post 1
This thread is intended to alert people to the appearance and impending disappearance of the best new accounts. If you wish to discuss the account details, then please do so in a separate thread about that account.

alanq

Leeds BS Diamond Saver 2.65% AER variable including 0.6% bonus until 31 May 2013. Open in branch, post or online. Operate in branch or by post. Unlimited penalty free withdrawals. Deposits must come from outside Leeds BS.

Note however that it is a limited issue and that in the (near?) future - it may not be possible to open one of these accounts AND it may not be possible to add additional funds to an account that has already been opened.

http://www.leedsbuildingsociety.co.uk/savings/diamond-saver-account.html

alanq

Close Brothers 3-year bond. Min. £10k. No access. 4.00% AER. Interest paid away annually to nominated account not compounded.
http://www.closesavings.co.uk/accounts/premiumgoldfixedmfac/

According to MoneyFacts the only higher rate for a similar bond is 4.10% for State Bank Of India's 1000-Day bond and that requires opening another SBofI account.

Casciana

The Monmouthshire BS has got a variable saver paying 4%, inc. a 2% bonus paid on anniversary, pay in up to £1000 per month, also the N&P has 4% Regular Saver, pay in up to £250 per month, but neither of these has been mentioned on this forum or the MSE site, I can't be the only person who has seen them?

Moist_von_Lipwig

Casciana wrote: »

The Monmouthshire BS has got a variable saver paying 4%, inc. a 2% bonus paid on anniversary, pay in up to £1000 per month, also the N&P has 4% Regular Saver, pay in up to £250 per month, but neither of these has been mentioned on this forum or the MSE site, I can't be the only person who has seen them?

No, a few of us will have seen them as they are mentioned in the Best Regular Saving Thread

Monmouthshire BS Flexible Saver (Issue 2)

Interest rate: 4% gross p.a. from 12th March 2012
Monthly payment: £0-£,1000
Miss any payments: Yes, as many as you like
Penalty-free withdrawals: Four withdrawals per account year (ending 31st March)
Age of applicant: Not stated
How to open account: Branch, online or post
Special conditions: You can manage this account online using their My Accounts service. If you want to make online withdrawals then make sure you link a bank account for withdrawals in advance as setting this up involves them sending you a form to sign and badger09 reports that it took 9 days to set up for them.

and

Norwich and Peterborough BS Regular Saver Account

Interest rate: 4% gross p.a. fixed (probably! see below)
Monthly payment: £1-£250
Miss any payments: No
Penalty-free withdrawals: Yes, one per account year.
Age of applicant: Not stated
How to open account: Branch, telephone or post; can be operated online but cannot be opened online
Special conditions: The interest rate drops after the first 12 months. It is unclear if the bonus interest is fixed - the underlying 2.5% interest is definitely fixed for the first 12 months. The product information indicates that the interest rate is fixed for the first 12 months although it also states that "N&P reserves the right to vary the bonus rate at any time."