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I am about to lose everything I have thought for, I need advice!!!

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Comments

  • davey79
    davey79 Posts: 37 Forumite
    Paradigm wrote: »
    I didn't think it would be long :sad:

    Thanks for your advice guys!!!

    Unfortunately I dont have the perfect life as bungle4by4 does, judging by his comments he's never come accross any issues in his life.....Well at least I can read threads properly!!!

    Thanks again guys.
  • jb66
    jb66 Posts: 1,705 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You can drive a wee moped with a provisional.....
  • davey79
    davey79 Posts: 37 Forumite
    pendulum wrote: »
    I'd tend to agree that you are completely !!!!ed, but don't kill yourself or do anything stupid! :) In a few years this will probably all be forgotten about.

    You need someone to ferry you around, but because you were already in financial difficulty you probably don't have the money for that. Can you do an emergency loan off family or borrow from the wife's shoe & handbag fund? You're going to need quite a lot of cash to get out of this, because you've got a driving test fee to pay as well as extra insurance (the driving without insurance conviction will cause a premium hike). Sell some belongings to raise funds?

    Can you explore paid or unpaid holiday options at work - try and get holiday / time off from the date your licence is revoked? This gives you extra time to retake the test.

    I think I am going to seek some legal advice and if possible put an appeal in and hope for the best. At least it will give me a few weeks to save up and if possible book a re-test, I think this maybe the better option to go down.
  • davey79 wrote: »
    Thanks for your advice guys!!!

    Unfortunately I dont have the perfect life as bungle4by4 does, judging by his comments he's never come accross any issues in his life.....Well at least I can read threads properly!!!

    Thanks again guys.



    Insure your car, or keep it off the road. now stop feeling sorry for yourself and get on with it.
  • Paradigm
    Paradigm Posts: 3,669 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    davey79 wrote: »
    Thanks for your advice guys!!!

    Unfortunately I dont have the perfect life as bungle4by4 does, judging by his comments he's never come accross any issues in his life.....Well at least I can read threads properly!!!

    Thanks again guys.

    PEPIPOO!!! NOW!!! :) It might be a lost cause but no harm in asking.
    Always try to be at least half the person your dog thinks you are!
  • mikey72
    mikey72 Posts: 14,680 Forumite
    davey79 wrote: »
    I think I am going to seek some legal advice and if possible put an appeal in and hope for the best. At least it will give me a few weeks to save up and if possible book a re-test, I think this maybe the better option to go down.

    Legal advice definately.
    It's too complicated for anyone on here to advise, apart from trying to limit the damage, and keep the job ticking over.

    That moped was something I wouldn't have thought of. Any chance you can manage that for work?

    Even if you do have to spend to get around to keep in work, it'll only be a set back, then in a few weks hopefully you can be driving again and back on track.

    Good luck.
  • Road_Hog
    Road_Hog Posts: 2,749 Forumite
    1,000 Posts Combo Breaker
    davey79 wrote: »
    Hello everyone, please can someone help me?

    I have a fantastic job where I travel around the country delivering training courses, so I need my car for travelling around. I passed my driving test on the 20th October 2009 and on the 10th October 2011, I was pulled over by the police for having no insurance.

    This morning I have recieved a letter saying in 5 days time my liecence has been revoked and I have to re-sit my test and driving test.

    I've snipped all the other stuff, because quite frankly it is irrelevant and neither the police/CPS/Judge are going to be interested in your woes, because at the end of the day it is up to you to ensure your car is insured. Now, I did write that to have a dig, it is to make you understand that it is not worth expending any time and energy on that route - obviously there may be some financial compensation due, but it won't get your licence back, which is currently what you need to be focused on.

    My advice would be to get yourself booked in for a test asap (first thing you do Monday morning) and agree to go on the cancellations list.
    I would take a couple of driving lessons just to be informed of any 'bad habits' that you have picked up in the last two years, that you need to curtail for the test. It is a shame that you didn't make it another 10 days, as you would have driven a full two years and I believe that is the cut off point for revoking licences.

    Then, you need to find out a solution for the interim. You need a driver, which could be the wife, a relation or perhaps you know someone who is unemployed who would do it reasonably cheaply (£40 a day?) for cash in hand (no moral questions from other members please, I'm just trying to get someone out of a temporary hole).

    Out of interest, how many days do you spend a week doing (attending) courses and where is your other days spent (put together courses etc.), i.e. do you work from home or a local over, which would mean you either wouldn't need to drive or could use public transport. As this would cut down the number of days that you would NEED (not want) a driver.
  • raskazz
    raskazz Posts: 2,877 Forumite
    What were you using your car for when you were stopped?
  • Strider590
    Strider590 Posts: 11,874 Forumite
    davey79 wrote: »
    I went to court last week and pleaded guily, It was my fault and I took the 6 points and a fine of £375.

    This morning I have recieved a letter saying in 5 days time my liecence has been revoked and I have to re-sit my test and driving test.

    This is slightly excessive for no insurance...... If the offence was not driving related (not careless, reckless or dangerous driving), why should you have to take a retest?

    Or were you pulled for something else?
    “I may not agree with you, but I will defend to the death your right to make an a** of yourself.”

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  • [Deleted User]
    [Deleted User] Posts: 21,434 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    Even the healthiest person can become unwell. Can't you 'lose' your voice for a few days until you get your licence back?
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