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Conquering Debts Once and For All...
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Lovely to see you back on the diaries Mrs F, I am hoping I can find the time to post regularly again and keep up to date with everyones news.
Well done on your NSD's, I lose track of mine now, it seems like somethign else to remember !
Glad to hear you are feeling better today, oh and who on earth are " Killswick Engage " Should I google them I wonder ? ! xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Hi PG, nice to see you.
Didn't manage to post yesterday, as i really wasn't feeling too good. I cancelled my morning session with the personal trainer, at the gym, although Mr BOF went. We did go grocery shopping in the afernoon, but whilst at the butcher's, I had to make a mad dash to the mall across the road to use the facilities.
I feel a little better this morning. I somehow don't think I will be doing much today though.Diary: Conquering Debts Once and For All
CC1 Jan 2012 $875.32 / CLEARED
CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
Ex mortgage - 89.07% debt paid0 -
Fluffies, you seem to have morphed into Superwoman while you've been away!! 70% off your debt, joined the gym, personal trainer, healthy eating plan! Well done you! I'm off to find that 'Thinking Like a Frugal Person' thread you've mentioned.
Hope you're completely better now xLBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3320 -
Fluffies, you seem to have morphed into Superwoman while you've been away!! 70% off your debt, joined the gym, personal trainer, healthy eating plan! Well done you! I'm off to find that 'Thinking Like a Frugal Person' thread you've mentioned.
Hope you're completely better now x
I'm not sure about Superwoman but I am definitely feeling happier in myself. I haven't lost much weight yet but my clothes are fitting better.I can't believe I actually look forward to going to the gym. When I can't go I miss it. :rotfl::rotfl:
I'm feeling so much better today. Still got a slight headache but nothing a couple of paracetamol won't cure.Diary: Conquering Debts Once and For All
CC1 Jan 2012 $875.32 / CLEARED
CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
Ex mortgage - 89.07% debt paid0 -
It's been a full on day. Monday is always our busiest day of the week, which is probably a good thing because it makes the day go quickly.
DS1 seems to be doing ok in his new job. They've called him a couple of times to cover extra shifts. Hopefully this all bodes well for him moving to the burger bar closer to home, which opened today. They won't move him until he has some experience. Poor Mr BOF had to go and pick him up last night at 11:00 pm as there are no buses. He arrived and then had to wait 50 minutes while the cleaning was done. I don't think he was impressed!. All this meant that we didn't get to bed until midnight and we were both up at 5:30 this morning. I can see an early night.
Over the past few days I've gone through and unsubscribed from lots of daily/weekly email updates from websites where I might be tempted to buy something. Removing any temptation to even browse has got to be a good thing.
Box of Fluffies xDiary: Conquering Debts Once and For All
CC1 Jan 2012 $875.32 / CLEARED
CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
Ex mortgage - 89.07% debt paid0 -
She's back!!!! Whoop! You've been missed, lovely lady
Looking forwrad to catching upMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Aw, thanks brizzle.
I decided it was time for another big push to get rid of this debt. It has been going down slowly but I can do better. So here I am!Diary: Conquering Debts Once and For All
CC1 Jan 2012 $875.32 / CLEARED
CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
Ex mortgage - 89.07% debt paid0 -
Feeling much better today, after a very early night last night.
It was another NSD today but really out of necessity. I think I mentioned in an earlier post that I had opened a new bank account. Well of course you have to pay in a deposit. I set this for 11.1.14 instead of 17.1.14 so it used the last of the money in the bank account. Oops! Ah well, only another day until pay day.
At work I currently I work 8:00 to 4:30 which allows me and DH to go to the gym before work. There is the possibility of changing to a new shift, 7:00 to 3:30, which would mean no gym before work but we could after. I'm trying to decide which is the best of the two options and whether starting earlier restricts my chances of working on any projects that might come up in future! :undecided
Right, off to cook dinner, beef stroganoff. Hopefully back later to catch up with everyone's diaries.
Box of Fluffies xDiary: Conquering Debts Once and For All
CC1 Jan 2012 $875.32 / CLEARED
CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
Ex mortgage - 89.07% debt paid0 -
Well, the beef stroganoff was a bit of a disaster. The beef was far too chewy. Only DH managed to eat it.
I bit the bullet and put my name forward for the new shift. I decided it was too good an opportunity to miss because (a) I can stay in bed for an extra 25 minutes (b) the traffic will be quieter (c) I can drop DH off outside work rather than 5 minutes away (d) we can go the gym straight after work and not have any time constraints (e) we'll still be home at the usual time and (f) on the days we don't go to the gym we'll be home an hour earlier.
I'm on annual leave now until Wednesday. I didn't have any time off at Christmas so am spending a few days with the boys before they start back at school at the end of the month. We've just spent the evening playing sports on the Wii. It was great to spend some quality time together and of course, what's even better is, it was free. We all thoroughly enjoyed it and the boys have asked if we can do it again.
Another couple of NSD's notched up as well.Diary: Conquering Debts Once and For All
CC1 Jan 2012 $875.32 / CLEARED
CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
Ex mortgage - 89.07% debt paid0 -
Hope you have a lovely week off
New shift sounds like a good idea to me
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10
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