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Conquering Debts Once and For All...

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Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Have a great last day..pleased the trip went so well x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Glad you had a good time during MIL's visit

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Box_of_Fluffies
    Box_of_Fluffies Posts: 645 Forumite
    Just a quick update tonight. Been back at work for two days. It was weird going back after two weeks off. Took me a couple of hours to get back into the swing of things and now it's like I was never on leave.

    May have another plumbing issue. Our boarder has advised he thinks there is a leak somewhere as the bottom of the vanity is cracking and going black. Wonder how long it's been like that as it doesn't go black overnight!
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
    Ex mortgage - 89.07% debt paid
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Plumbing issue not too serious I hope?
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Box_of_Fluffies
    Box_of_Fluffies Posts: 645 Forumite
    Unfortunately it would seem the plumbing issue is another major job. :( This time an insurance claim is required, although there is still an excess of $700. It seems as though the new vanity that was fitted last year has been leaking steadily for months. It has now soaked the floor and cause the vinyl (lino) to bubble. Plumber has advised we will probably need to replace the flooring, vinyl and new vanity - in addition to getting the leak fixed. It never rains but it pours... pun intended. ;)

    So much for paying off my car at the end of this month. I guess that is going to have to wait a little while longer.
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
    Ex mortgage - 89.07% debt paid
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Balls... Oh well at least you have a plan to sort it. You have been pretty unlucky with all things services this year though..hope it all improves soon
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Ow bist me lurrver??

    Greetings from your friends in the box! X
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Haaaaaallllloooooooooooo!!!

    Hope alls good x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Box_of_Fluffies
    Box_of_Fluffies Posts: 645 Forumite
    Forgive me for I have sinned. It's been 7 months since my last post! :o

    Things have been ticking along but not quickly enough for me. So, inspired by the update from HappyNow today, I've decided to start posting again. Maybe not every day but enough to get me truly motivated.

    I've spent the last couple of days in front of the computer preparing my budget for the next few months, whilst drinking several of these :coffee: setting goals for paying off debts but also for saving a little too.

    I know some of you would say I should pay debts before saving and I would usually agree. However, back in late Sept I had to make an unplanned trip back to the UK for my gran's funeral and had to pop it on the credit card. Fortunately I've managed to repay this now without paying any interest but it's been a hard 3 months.

    Rather than bore you with what has happened in the last few months, I'm just starting again from today. I have updated my signature and proud to announce (not including the mortgage) I have paid a whopping 70% of my other debt. This is incentive enough for me to pay the outstanding 30%.

    I hope to see some old friends and gain some new ones as my journey continues.

    Box of Fluffies :D
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
    Ex mortgage - 89.07% debt paid
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Sorry to hear about your Gran

    Well done on chopping 70% off your debt

    A very happy new year to you, I hope it brings you many days of health, happiness and wealth

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
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