Want to be mortgage free in 8 years or less!

nattypants

I'm glad your wee ones are feeling better twinny, and :T on your eb*y sales.

I really like the way you set out (and exceed!) targets each month. I think this is something I should consider as it would help me focus, rather than my current random dribs and drabs method.

Also, your O/Ps are awesome:A

Weronika

You are doing great with all those targets! i'm slucking off a bit, getting used to being mum of 2 after, wait, 7 months of having Ladybird:-)
Everybody is doing so ggreat on eBay, I will really try to list things this month! Thanks for inspiration!

TwinnyD

NP thanks I do find my targets really useful and they make me monitor how I'm doing even if I rarely meet my grocery one!

Weronika lovely to hear from you, can't believe Ladybird is 7 months already. I've found ebay great for selling baby stuff I've finished with and it helps with preventing little ones stuff taking over the house :eek:

TwinnyD

Final payment received on ebay so I'm all ready for bids to end this weekend. Not much in the way of watchers this week but there's still time.
All seems to be going well with my gas/electric switch and I've got credits on both my old accounts so should have some money coming my way
OH all set up on TCB who are currently offering £10 for success referrals. He's also signed up on a survey site so should get cashback for joining that and hoping he might complete the odd survey now and then!

icontinuetodream

nattypants wrote: »

I really like the way you set out (and exceed!) targets each month. I think this is something I should consider as it would help me focus, rather than my current random dribs and drabs method.

Also, your O/Ps are awesome:A

I echo everything nattypants says :T I am hoping to be able to keep focused from now on, it really has been a nightmare year for a number of reasons and my mfw journey has been totally sidelined....onwards and upwards though, can't worry about things I can't change!

really glad the babies are better :j....nothing sadder than a poorly baby

TwinnyD

ICTD - I was never this focused before I started this diary, definitely a good move! You've made good progress if circumstances haven't been kind to you, hope things are looking better now.

It's been a bit of an expensive weekend for me, little people's feet keep growing but managed to get a bargain at the local Clarkes Outlet shop. Also finally bought door handles to finish what OH started several years ago and we now have a lock on our dowstairs toilet :T

Clocks back tonight, chances of little people not waking up an hour early? Hmmm best go to bed :eek:

TwinnyD

End of October update

Mortgage Overpayment £270 paid (Forgot Tax rebate £10 when did target)

Ebay £44.76 profit target was only £10

Reviewing £20 target was £20

Grocery £42.98 over £360 target Not sure what went wrong here, maybe Mr T not doing enough special offers!

November Targets

Mortgage overpayment £265 (£200 regular OP, £3 Surveys, £20 reviewing & £42 ebay)

Groceries £300

Ebay £10 Still got a few items for next FLW so might do better than this.

Reviewing £20 Not sure if I'll make this as top paying categories not as good for me as they have been the past few months.

Surveys £10 (OH is doing well on this too )

Superpoints hoping to reach payout by end of the year. Got a link to join if anyone wants it as joining is by invitation only
http://superpoints.com/bonus/5ek0mk

Would like to get my Christmas shopping finished in the next couple of weeks. Not too many left to get and only struggling for ideas for one of those. Within budget at the moment so pleased about that as I usually go over.

Happy Halloween!!

TwinnyD

Grocery shopping has started well with Mr T's voucher exchange and another £5 when spending £40 next week. Starting to stock up on bits and pieces for Christmas but have a budget for this as have got a bit carried away in previous years.
Have reached payout for next £20 amazon voucher on DY so when that arrives I will order the rest of the Christmas presents I have to get from there.
My gas & electric switch over still seems to be progressing if somewhat slower than I was expecting, hopefully will be done for start of next month.
Nearly halfway to Ebay target for November, although no watchers of any of the items I relisted at the weekend.
Making an effort to declutter the house ready for the Christmas tree going up in a few weeks. Lots to do and don't get much chance during the day and by the time the little ones are in bed I'm too tired! Did manage to do a bit today and even got out in the garden to do a final tidy up before winter.

TwinnyD

November OP of £265 has been made which has met my 2012 target with a month to spare :T I didn't think I was going to achieve it when I set it but wanted something to aim for. Just goes to show what a difference this site has made.
Have been spending slightly too much as things keep needing replacing but looking like achieving Christmas within budget which would be something new! :xmastree:

megela

:TWell done on achieving your targets:T