LloydsTSB Save The Change Fun Loophole

Paul_Herring

Does anyone know if it works with egg money?

Yes - I've been doing it for a while. It'll take about three working days for them to appear on your online statement.

foolsgold99

Thanks Paul,
just out of interest, how many paymenst do you make in one day? I'm trying to catch up for lost time as I only joined last week and I am trying to get £50 each month.

Cheers

djnelson99

Hi,

I am paying my eBay fees by debit card at £1.01 a time!
Card must not be linked to a Paypal account or it won't accept it (it will try to insist on using Paypal to pay!).
Also, need to use an e-mail address not linked to an eBay account too.

Kathy12345

shazkhan111 wrote:

I have been working on getting the full £100 out of lloyds for a few weeks, I have put money into a betting account using my debit card, in small chunks, ie £5.01, 2.01 etc....Now I have too much money in the betting account

If I now transfer all that money back to lloyds, will that mean i will lose my matched allowance????????

Having read the following small print from the t&cs I think you'll be fine to do this....



8. If any debit card payments are subsequently cancelled or reversed, or you notify us of any fraudulent debit card transactions, the corresponding “change” transfer will remain in your nominated savings account.


I know you're not talking fraud but say you're reversing a transaction it won't affect the STC.

Kathy12345

foolsgold99 wrote:

Thanks Paul,
just out of interest, how many paymenst do you make in one day? I'm trying to catch up for lost time as I only joined last week and I am trying to get £50 each month.

Cheers

I'm going for 10 from £1.01 to £1.10, I think you can normally do up to 15 in a day but I need to save the other ones for 'real' transactions such as petrol etc.

I've just had my card blocked after exceeding 15 (really easy to sort though, just a quick phone call)

foolsgold99

That's great, thanks Kathy. Whats the phone number just in case?

Kathy12345

foolsgold99 wrote:

That's great, thanks Kathy. Whats the phone number just in case?

it's 0845 300 0000

when the options come just say 'advisor' and tell them you think your card is blocked. Mine was sorted instantly.

foolsgold99

Brilliant, thanx

shazkhan111

Kathy12345 wrote:

Having read the following small print from the t&cs I think you'll be fine to do this....



8. If any debit card payments are subsequently cancelled or reversed, or you notify us of any fraudulent debit card transactions, the corresponding “change” transfer will remain in your nominated savings account.


I know you're not talking fraud but say you're reversing a transaction it won't affect the STC.

im sure it says reversed transaction wont be paid STC....but can find that

Kathy12345

Just for info guys....

I've spoken to someone at Lloyds who says the normal number of transactions allowed per day is 6 (I know I've way exceeded this) but I'm just passing on what I've been told.

Also they said if your account is blocked and you ring to unblock it then it won't be blocked again for 31 days.

Hope this is helpful to all you moneysavers!