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£23179.10 until my debt free life begins in March 2014
Comments
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Hope you had a lovely week off
x
"Life’s up and downs provide windows of opportunity to determine your values and goals. Think of using all obstacles as stepping stones to build the life you want."
Marsha Sinetar
NSD Challenge ~ October 50 -
Hi all
Thanks for the good wishes katieandlee. I had a lovely time off with the kids even though it went far too quickly.
Trying to get back to normality for a while now and it's proving difficuly to get back into work. I need my motivation back!
I have been riding again and moved up a level as it's all coming back, so they have me jumping, working without stirrups and generally doing things I was worried about and now have confidence doing again. I even did a 3 point jump, 1 after the other. I got refused and bucked and I stayed on! Really pleased.
Money wise I have spent FAR too much as always when I am on holidays. Again, taking this in my stride as I am still paying things off.
We have had a bit of a turn up for the books as it looks like we may be selling the house sooner rather than later. I LOVE my house but really look forward to be able to live the dream (small holding, own animals, some for meat, self sufficient and so on).
Thing is, my hands are tied until this debt is paid but it looks like things may be moving as early as March of next year! No way will anyone give me a mortgage whilst I owe money so thinking cap on.
xxxDebt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Do you know, I don't think I will use FB EVER again. I am sick of logging in to find "like this" [EMAIL="!!!!"]!!!![/EMAIL] if you want this man locked up for doing this and a pic of something truly awful in front of me.
I am not trying to deny these issues exist and if I have the power to ever help I will and do, however clicking LIKE will not effing help the poor animal/child/OAP and showing me that kind of !!!! on my FB page will not make their lives ANY better nor take their pain away.
Rant over, with a queasy stomach still intact.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Morning world,
Normal service is resumed after my rant.
I haven't spent anything else which is good as this month I don't have it to spend. Last time I was off I went into my OD, this time I didn't (and as I have no OD now it is just as well!)
I do however need to not spend a penny on anything other than what is planned although seen as my car is in for MOT today that may be hard! If it costs me then I am not sure what to do as the car itself is only worth £400! I hope it gets me through the winter and to my DFD. I can then think about looking at getting a new one and allowing this one to retire which it is starting to beg me to allow it to.
To bring you up to speed on the dream living, I phoned about a small holding that was for sale local to me which would have been ideal however they have taken it off the market. I was kind of panickin about it anyway LOL! I need to be patient and wait until I am DF but external factors are moving without my say so!
Going to check my ebay account and see if anything is selling then do some work!
xxxDebt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
I've signed up to textbr0ker and they have rated me as a 4. I assume that is ok as I am being shown titles that I can write about.
Have to say none of them peak my interest yet but needs must.
But first some sums on how many I need to write to supplement my debt busting!
xxDebt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Well done DF :T 4* is very good, I only got 3*.
4* is much better as you get paid more for those articles and there does seems to be more available in that category.
I found that none of the articles interested me as such, so I just went for it. So far I have written:
Dogs clothes patterns
Cheap life insurance
Teeth whitening for the over 50s
Dealing with debt
Trying to get my 5th one now so I can be re-evaluated!Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Well done :j - I only got 3 stars too.
Emz xx0 -
Oh great - I guess that's because I wrote about something I feel passionate about but now I am thinking oh heck as I have things to write about that I am not passionate about haha!
My car has passed it's MOT so that is good news, although I am still waiting the total as there was a few bits of work to be done. :S
So now I am pleased it will see me through until this time next year when I should be almost DF and can start thinking about buying myself a new car
xxDebt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Good news on the MOT
You still seem to be so inspired, how do you manage it? I've only posted twice on my diary this year I think, but things are slowly going in the right direction...18.5k to go
LBM Dec 10. Total unsecured debt £41176 :eek: Nov 12 Debt Free Thanks Mum x RIP x
2013 Savings £250
2013 OP £35000 -
That's a great amount - less than me, you overtook me
I have my mind on the life I want for myself and my family for when I am DF and I can't wait - keeps me going.
xxDebt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020
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