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LBM in 2003.. What have I been doing since??!

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  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope you enjoyed your evening with the neighbours last night Mrs B and you left some Vino in the stores for when OH returns xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    ... and you left some Vino in the stores for when OH returns xx

    Would you? Just ask the OH to pick up some on his way home, don't mention the evaporation.

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Yes I certainly will be...although am worried that he will leave it so late to get the ferry there will be no time!

    A recent purchase of wine for £4.99 a bottle from the Co@p has been slipping down nicely. Need to find more!

    So today I plan to:

    - make PADs and check banking- also check with bank when my OD facility will have a fee attached again...want to avoid that
    - clean the house as much as possible but not kill myself
    - do all my physio exercises often!! ( and go to the physio!)
    - post parcels to sister and return package to NaturalCollection..didn't do last week :-(
    - update spreadsheet of spends, only a couple of entries so not a long job!
    - meal plan for next week and meals today and over weekend from stores
    - catch up on diaries
    - more washing on low..hang on racks as can't see it being sunny enough for the line but maybe it'll perk up!
    - do some more crotchet
    - do some surveys
    - RELAX.....it's my day off!!!!

    Think that's it folks

    Brizzle


    -
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Also..is this a good sign..

    I realise I have forgotten the PINs for my 2 0%CCs...this means I haven't used them in a shop for so long I have forgotten them! Yes I know I have used them on the Internet...and have fessed up here! ...but I am still bizarrely pleased about this. Another milestone?!

    Laters lovely people
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    brizzledfw wrote: »
    Also..is this a good sign..

    I realise I have forgotten the PINs for my 2 0%CCs...this means I haven't used them in a shop for so long I have forgotten them! Yes I know I have used them on the Internet...and have fessed up here! ...but I am still bizarrely pleased about this. Another milestone?!

    Laters lovely people

    Definitely another milestone.

    Enjoy your day off :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    That's a huge milestone Mrs B!

    Enjoy the day off - catch up later.

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • How's the crochet going Brizzle? Have you managed to get the tension right yet?

    Curious, do you go to Leeds often? That's where most of my family lives.
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    brizzled I hope you enjoyed your evening with the neighbours. I must have seems strange with everyone else away. I am not sure what I would do if I was ever home alone, probably watch whatever I wanted on TV.

    What are you crocheting? I am knitting a cardigan for my soon to be born grandchild :D

    I have done the same as you with my CCs. It does mean I can still use them on the internet though. They are useful for real emergencies.

    last week I realised I had lost one of them plus two debit cards. I have no idea where they went but today I heard my neighbour had been burgled and her cards taken, while she was in the house!! I am going to cancel my CC. I had already cancelled the debit cards.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 6 April 2012 at 12:47PM
    Hi folks

    :wave:

    So how is everyone today?? The sun is out here!! Woo hoo!!

    So this is the plan..oops, its 12:30... so here is the day so far and a bit of what I am planning too. (Amazingly I managed yesterday's list as well (apart from the spreaddie which I have now done). Need to crack on with some more surveys today though..)

    - I have been bought breakfast in town by a friend who also collected me and returned me (!) so had a lovely treat and am hoping no spends at all today! I would like to bag my NSD No.3
    - put washing on low and out to dry on line
    - ask the weather nicely for a £3 (min.) day on the panels:D
    - finish tidying up and deep cleaning :( after floors being sanded:eek:
    - [STRIKE]finish meal planning[/STRIKE] it looks great - I now even have a template!! and leftovers are now officially listed as a meal:cool:
    - make chocolate animals in moulds for an Easter Egg Hunt on Sunday when my DDs get back:D
    - [STRIKE]check banking and make PADs[/STRIKE]
    -update [STRIKE]spends[/STRIKE] and stores spreaddies
    - catch up on MSE diaries for ideas and support [STRIKE]and post on today's small things thread[/STRIKE]
    - more crotchet:p (pooh..I am just starting out...spurred on by Mrs Fluffy;)..so its singles for me and its a dolls blanket. Tension is not great and I have dropped some stitches but practice will make perfect!)
    - dinner from stores (so stuffed from the big brekkie and smoothie just now it may just be fruit and porridge!)

    Thanks everyone for dropping in. yes it feels good having forgotten the PINs...think I can remember one if I really try but planning to forget it again!!

    Yes, there has been a fair amount of TV watching. Just pottering mainly. But its been a week now so thats long enough..they are back on Sunday:T

    No Mrs Fluffy - not often enough although been to Yorkshire twice in 2 weeks..just go where work takes me really...although have to say I now cannot do without Yorkshire Tea..its absolutely the best. Had a great curry in Leeds btw and a drink or 2 in Wardrobe just round by the College of Music. Seemed really nice:)

    Laters folks!

    brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    PS

    Hi pooh

    hope the card accounts havent been touched..but better to be safe than sorry..
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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