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LBM in 2003.. What have I been doing since??!

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Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi NOA.. It soon tots up. Reckon it's worth thinking about. Even 15p here and there is better than nothing. You also get offers and special deals on insurance etc

    Have a good eve

    Brizzle X
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    That's fab that DD is a little saver.

    I have DD1 who is a little saver and can't part with her money. DD2 is so good - it definitely burns a hole!!

    I need to try and change her attitude towards money a bit!

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    brizzledfw wrote: »
    Hi NOA.. It soon tots up. Reckon it's worth thinking about. Even 15p here and there is better than nothing. You also get offers and special deals on insurance etc

    Have a good eve

    Brizzle X

    I have had great deals on insurance and have even signed up for free trials with things like Wh!ch and Exper!on just to get odd fivers.........always remembering to cancel before payment goes out:D
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • scotdebs
    scotdebs Posts: 566 Forumite
    edited 8 April 2016 at 2:08PM
    Love TCB I have had £435 over the last couple of years - big wins have been when changing insurances and broadband and also opened a couple of isa's, usually get decent amount at Christmas when buying gifts etc Smyths, Argos etc - dominos give cash back as well but of course I am now reformed takeaway addict and so don't do that anymore ;)
    CC debt Aug 2018 £50.2K
    CC debt Nov 2018 £48.6K
  • Sun_Addict
    Sun_Addict Posts: 24,177 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I always try TCB first before buying - had over £200 back last year. Thought of you today Brizzle - someone I work with was talking about when he lived in Bristol and referred to it as Brizzle.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • NoOneAround
    NoOneAround Posts: 1,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks All :) Sounds like I've been missing out big time.
    I think it was suggested when I first joined but there are so many different tricks it must have fallen off my list of "to investigate":o

    Just had a quick look and will sign up, though have missed this years round of insurances:(

    Quick question - do you still get the loyalty points eg Tclubcard/bo*ts/Nect*r etc for individual stores?

    ALso do you have the free membership of the £5 plus one for extra points - and have you registered debit card for in store purchases too - always feel really wary about these things :o

    Thanks!
    NOA
    X
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • NoOneAround
    NoOneAround Posts: 1,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Have registered - you get free 1month trial of the plus membership :)

    Also shown DD and she's going to register too:):money:
    utility switch to sort out for my dad and for us in September, plus a mobile phone contract to renew. Still undecided about registering debit card.
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Thanks All :) Sounds like I've been missing out big time.
    I think it was suggested when I first joined but there are so many different tricks it must have fallen off my list of "to investigate":o

    Just had a quick look and will sign up, though have missed this years round of insurances:(

    Quick question - do you still get the loyalty points eg Tclubcard/bo*ts/Nect*r etc for individual stores?

    Also do you have the free membership of the £5 plus one for extra points - and have you registered debit card for in store purchases too - always feel really wary about these things :o

    Thanks!
    NOA
    X

    I haven't signed up for the £5 membership. Yes points definitely added for B**ts dont know about others. Do you donate unwanted items to Oxf*m NOA? Link your nectar*r card and sign up for gift aid and get points on the n*ctar card for everything that sells :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • NoOneAround
    NoOneAround Posts: 1,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Igamogam wrote: »
    I haven't signed up for the £5 membership. Yes points definitely added for B**ts dont know about others. Do you donate unwanted items to Oxf*m NOA? Link your nectar*r card and sign up for gift aid and get points on the n*ctar card for everything that sells :)

    I didn't know That Igamogam, thanks for the info.
    I usually leave stuff at Br. Heart Foun or Salv Army as they are closest CS to car park, but taking to Oxfam would help increase my daily steps too:) I have a load of books I have boxed up a month or so ago.
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    I don't think I have signed up for £5 p.a membership for TCB, but maybe that's deducted at end of 12 mths?, but even with 15p here and there am over £5 already and only signed up in Feb.

    Having a lovely lazy day with friends, beautiful walk amongst the bluebells and home for amazing veggie food. Craving Ottolenghi's newer books now but keeping my wallet shut and instead taking photos of lovely recipes.

    Showery day but still had a great walk so another 4 miles of exercise :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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