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LBM in 2003.. What have I been doing since??!
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Oh and in other matters, I have been very politely refused compensation for a flight cancellation - so another letter to write and will step it up a gear.MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hello Brizzle! I have been inspired by you and PLMBL to start my personal thread today. Am feeling very nervous about openly being in forum land but have gathered my wits and courage together! I find you and PLMBL really motivating and am determined to get myself into a far better situation on my moderate income. Thanks for everything you to give encouragement to folks like me. xxWith family, friends and pets (or any combination of them) life will be fine!
Emergency fund £2474 post cat wee catastrophe!
Fashion on the Ration 55 coupons available in 20220 -
Aaw bless you. Well done on starting a diary - will subscribe of course. It's a great self discipline - keeps me focussed anyway.
PLMBL is a dear one - utterly brilliant at being positive even when life chucks some real curve balls her way. Every so often feel like threatening to drive North and have a proper night out.. Am sure she's as amazing in RL as in these threads.
Have a good weekMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
I think that local currency schemes are fab
xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Good to see you posting again HJ. Wondered how you were when you weren't "around".CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420
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Major blushes
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You are all welcome up here for a night out.
Will find your diary too HJ XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Yep let's plan a big night out when folks are DF...party to end all parties You can host PLMBL
A good day. Sunshine makes such a difference. A late payer says money will be the account this week and the journey home was so fast so I had plenty of time to catch DD2 in a lovely school production.MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hi brizzle glad to see I'm not the only one that has been dragging my heels on the de cluttering and ebaying
however feel free to send me mahooosive kick up the booty to get my act together CC debt Aug 2018 £50.2K
CC debt Nov 2018 £48.6K0 -
Yes decluttering is on my list of chores.. Especially of chocolate
Finished for week!! :j :j V pleased as feel I need some space. Off out with OH this eve and various social things at weekend but hoping for some cruising of the diaries at some point.
Late payer still has not produced
but TTs going well and will submit more invoices next week. Fridge looking v bare but as have overspent my food budget that's the way it will have to stay. Just a couple of big entertaining dinners with wine and restocking spirits etc has done that. Oh well..
Planning on trying to put some decent cash into my SIPP before end of the financial year. Probably on balance a better place than the mortgage OP pot, altho need to feed that too.
Laters folks xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
brizzledfw wrote: »
Yes decluttering is on my list of chores.. Especially of chocolate
Laters folks x
My favourite sort of cleaning up and the one I'm best at;)
Have a lovely chocolatey Easter:EasterBun
xx
NOAFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510
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