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LBM in 2003.. What have I been doing since??!

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  • Happy New Year Brizzle! Hope 2016 is good to you Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 2 January 2016 at 12:04AM
    Thanks guys!!

    So a long day's drive home but the traffic was much much kinder to us. Then seemed to go into domestic mode :eek: and started scrubbing fridges on my return and made HM fish pate (some now in freezer for lunches next week) (it's a Mary Berry one I first used about 20 years ago - dead simple and I managed to use up some v elderly tins from AF as a result!! :D) and HM pizzas using up posh LO's. Colston Bassett pizza - lush!! 3 loads of washing done and draped around the house. Have to say really don't miss the dryer. I have laundry racks and banisters!;) :p

    Also managed to survive w/o a glass of wine. Another result. Can see how it becomes a habit tho. Would have been so easy to have a drink this eve - long trip home etc etc. This month will be good for my health and my budget.

    Much tho I love the van - looking forward to my own bed this eve. And apart from fuel a NSD.
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Oh and MSE Badger just gave me my 7 year badge!!

    Thanks for all your support over the years dear friends

    Xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • beanielou
    beanielou Posts: 96,058 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy 7 year badge :j
    10 year one for me soon I think :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Afternoon folks!

    Well after the most uncharacteristic cleaning frenzy yesterday (must be the lack of alcohol :p ) today has also been quite productive.

    Me and the girls have decluttered 25 items to the CS. (and..drum roll please.. instead of leaving in the hallway, we actually dropped them off too :)) Thanks to OH, we have also listed 6 items on Bay of E. Hopefully that will get us nearer to our aspirational total of £250 additional income from sales etc. Seems far off at the moment but nothing ventured nothing gained!

    I have also checked out MM for some DVDs and electronics but tbh its almost like giving them away..so will check with OH to see if there is another way we could sell first. I also have some books set aside for a our local charity bookshop and some magazines to pass onto a friend which always seems more environmentally friendly than just recycling. I will note these against my signature when they actually leave the house!

    Xmas decs are down :( and needles hoovered up :) Woodburner is raging with the wood OH sawed up when the playhouse was dismantled and he is cooking up a storm in the kitchen with some very frugal lentil dahl.

    It has been a spend day however..school shoes for DD2 and some veggies for the dahl and tomorrow's Sunday lunch. But all from the local greengrocer so cheap as chips (£6 for huge bag) and he also threw in the coriander for free as it was looking a bit tired. Nice guy. You certainly don't get that at T@scos ;)

    Going to see what everyone wants to do now..been a bit of a 'chores' day so far so feel sure someone will start complaining soon :eek: - me..well I have just loved getting into a MSE mindset again :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • beanielou
    beanielou Posts: 96,058 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I have also recycled 3 boxes of magazines to a friend.
    Felt fab I have to say :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 3 January 2016 at 1:08PM
    Good stuff beanie. Try and do it all the time now (or else not buy the mags in first place! :rotfl: )

    Just de cluttered the last salted caramel chocolate after OH's luscious dahl. He bakes his own naan and raita too and with some AF Anj8m Anand chutni I am in heaven!! The joy of the little things
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    He bakes his own naan and raita too and with some AF Anj8m Anand chutni I am in heaven!! The joy of the little things[/QUOTE]

    Do you hire him out:rotfl:
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 3 January 2016 at 1:08PM
    ;) He's chopping pumpkin at the moment.. So if you could just wait a mo

    Unfortunately too far to travel.. Now if you were a South Walian ;)

    Some watchers on the Bay at the moment..helpful. Need to get a few bits - washing powder etc. Will try and use some C9op divi vouchers I have and not to get distracted!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    So today:

    - fab roast dinner cooked..now need to see what I can do with LO lamb shoulder. Maybe a shepherds pie? I have meal planned but can swop a meal out am sure. Anyone got any suggestions or shall I just freeze it?
    - joined TCB..finally :( Don't know what took me so long as although I don't think I will use it much, I could use it when I book a train ticket which is several times a month and every little helps
    - OH has finished mending the shed (using a headtorch!) so that the chooks feed and bedding will now stay dry.
    - having problems with YNAB :( OH reconciling the accounts this morning has thrown out my year's budgeting. Not sure what to do, not having my income noted means that it looks like I am overbudgeting every month which is depressing. Oh well. No one died but it is a pain. They should still be in the scheduler. Don't want to make too much of a fuss otherwise he will go off deep end... :( (thats what a day of DIY does to you!)
    - grocery shopping, well more for washing & cleaning products really - after MOV cost £1.83. Result.
    - nice chat with my mum this evening - catching up and looking forward to watching W&P this evening :)

    Think thats it. Back to school tomorrow. Its been a good break though - feel pretty positive about the year ahead. Long may it last.
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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