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LBM in 2003.. What have I been doing since??!

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Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Yep.. He rolled in in the v wee hours..well more like 7am!

    Have had a great day with my girls, tree is up and as OH drank prosecco all night ;) :rotfl: he wasn't in too much of a hungover induced grump. Result!

    Just back from celebratory dinner out at local restaurant. #blessed
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 16 December 2015 at 10:29PM
    Hello all..

    Well I have dropped a proverbial boll&ck. Darn. I have overspent especially OH also did some spending and well, got carried away. School girl error....you'd think after all this time I would know the score. Rather sick at myself actually, if I am honest. I did wonder whether to fess up on here or just say nothing and then thought well, why have secrets and pretend alls well if it isn't?

    So. I have overspent. Badly. Yes girls needed shoes clothes and things but I seem to have gone mad and for the first time in months have 2 big CCs to pay :(

    So...getting a plan together. We will be back on track in the NY and I will be focussed. Just have to be. Can't let us go back to the bad old ways of spending what I don't have. ( yes irony of my sig file is not lost on me....:( )

    Need to be more consistent about coming and posting on here too...you guys will kick me up the b&m I know!

    Curses and damnation. So daft. But it's retrievable, thats the main thing and the FL work is still flowing.

    Hope everyone enjoying the festive spirit

    X
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • lucielle
    lucielle Posts: 11,544 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We all do it B. Just get back on the horse.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks L. You're too damn right.

    Hauling myself up now!!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Evening Brizzle, you can pull it back :). I think it makes us realise that we can't lose that focus at all.

    Keep posting sweetheart.

    Night, Tilly x x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks Tills...you're a real support.

    Hope the sun is shining :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • beanielou
    beanielou Posts: 96,083 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Keep plodding. Xx
    (I bought new ankle boots yesterday on the CC(Sssch) )
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    :) love my new ankle boots. Resisted for months and then fell in love!


    Thanks all. Just pulled a long 11 hour day at work plus commute. Shattered as very intense but felt valued and got a lot done (and directed a lot too;)) Have been asked to go 5 days a week again. Whilst flattering I only escaped from that 6 weeks ago! Think I have to be firm and resist. My sanity is at stake. Money wise though it's always useful.

    Back to a lovely HM meal from DD1 and OH.

    No spends today. Looking forward to 3 day weekend now. Will kick back this eve and just do a couple of minor work things early tomorrow so don't have them hanging over me.

    Working out CC carnage. Planning to work out what I can kick into touch via OP pot this side of Xmas and which cash flow wise need to pay off in Jan.

    Laters x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Oh and dropped i@hone. Don't know even when I did it but have a screw3d screen. So another job and an expense tomorrow. Really annoying but guess it's not the end of the world
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Boo to the cracked screen.

    Don't beat yourself up about the extra spends, the difference this time is that you realise the situation and can turn it around Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
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