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LBM in 2003.. What have I been doing since??!
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I'm plodding onI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
As ever
You're a star.
Just read Igamogam's news...last month of her mortgage!!! Wowsers. She's done goodMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
At least the clothes were sale items
Our heating's been on periodically for a while"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Happy new clothes
I justified my recent Fat Face splurge in a similar way
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Thx guys. Good to know I have company!
House does feel cosier with heating on timer, that's for sure.
OH still in low mood but got £900 extra in OT so that's going to be stashed away in a an OP pot. Makes it seem more worth it all, no doubt about that.MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
All good here. Just back from affirming day with good mate. Spent loads though as kids (and I!) did riding lessons, blimey. Spent a small mortgage on it.
In a positive mood tho, feeling positive. Have done a couple of PC surveys to add to the totals. Still aiming for OP to let us be MF by 2021.
Hope everyone is well.MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hi all :wave:
Just had to adjust my sig as had double counted a pot when I checked with bank today. But still healthy so pleased.
Lazy day today..OH doing some DIY before the rugby starts and helpfully kids will cookspendy day tomorrow as will be out with friends and family for a meal (but will take drinks and snacks for in between times) and need to use the train so will take family rail card. OH is running 26 miles
so proud..
Off next week..can't wait. I really really want the break and the lie ins. Will also help me get some stuff sorted paperwork wise but also domestic planning eg. meals and some errands.
Fire is on, girls doing homework, laundry on and on racks, lovely dinner in train, and all healthy and well. So much to be grateful for.MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Great day. OH did amazing despite some crazy hills. Had a blow out in a restaurant but MIl paid for more than their share and the train fare was a humongous (not
) £7. We took snacks and water so all in all not a bad day for what was a good day for the family memory bank.
Just started watching a new drama with Ann Marie Duff. Think this could be my new Broadchurch (albeit set in Mancs!) excellent watching.
On holiday..whoop! Unfort OH is going in for a half day. Boo.MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hi brizzle. Did you see they have recommissioned broadch**ch and they start filming next year!0
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Hi dangers :wave: how's you? Enjoying the sun? Beautiful day again here.
That great news, although really not sure how they will carry on the story? Will have to watch and see I guess.
The Darkness is good. Watched 2 episodes yesterday and looking forward to the next one this eve.
Hoping for an affirming family week. OH has snuck into work though, hoping he'll be back around lunchtime. Have put kids on homework duties, think we might try and do something later.
Right best get a shimmy on and use this time to do some errands.. Including some clothing returns so that money will go back into my account!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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