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LBM in 2003.. What have I been doing since??!

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  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi Never too Old

    Thanks for popping by and the support. I will of course pop by to yours.

    That mortgage free date in your sig looks good!!

    Well.. had a NSD today. Whoop whoop!! Feel very pleased with 2 in a row. Another highlight was not 1 but 2 eggs for the chooks! Another small victory!

    Over and out

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 10 March 2012 at 11:24PM
    Well, today...

    It's been lovely. Currently sitting in bed..one DD is here too...the other went about10 mins ago. OH is outside in the front garden having a few drinks and some food with the neighbours..thats where i was a few moments ago.really great day filled with family and social stuff. Love it. And no money spent apart from £1.20 for an ice cream and £3 for some zoo parking.

    Spent £72 in ALd: today. Think it's cheaper but am now planning to check as not so sure. However won't need to do that kind of basics shop next week- only butchers and veg box needed.

    May go to the allotment tomorrow. Really need to think about what to plant. Haven't decluttered today, but am keen to do that and maybe start another EBay list. OH has had a mixed piece with Amazion. A couple of disgruntled customers is adding to the stress and putting him off a bit.

    So..no family movie night but spent not a thing as socialised with neighbours. A lovely time

    Hope everyone is well and having a good time x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Hi Brizzle, sounds like you had a very pleasant day and evening with family and friends. Which zoo did you go to? We have a zoo in Hamilton but it's nowhere near as big as the one in Chester (near in-laws). Still it's a pleasant way to spend an afternoon although boys are getting a little too old for visits to the zoo.

    We're just debating what to plant in our garden. Apart from a few tomatoes and chillies we've run out of everything and have been busy getting the boxes ready for the next lot of plants.
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi there Box of Fluffies

    It ws Bristol Zoo.. A pretty good one I guess and we had a great time.

    Today was spent in the garden, rather than the allotment, but all good tidying up stuff. The bin is full to overflowing! Bought some bedding plants from B&Q..mostly reduced and have put them in. some foxgloves and poppies too..the last lot of foxgloves were ripped out by the hens..will have to watch these, they are under plastic cloches at the moment..too big for squash bottle tops unfortunately.

    Am planning to crash out now. A busy day working in the sun has been quite exhausting..oh and cooked a roast and dessert too..am pooped!!!

    Love to all

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hey...meant to say one of the highlights of last week for me was getting my medal here on MSE:beer:...maybe for making over 700posts? Couldn't work out what milestone I had reached but what made me smile was how pleased and excited I felt!! This MSE world is now truly my world!!:T
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh sounds like you've had a lovely weekend :) I like Bristol Zoo.

    Well done on that extra star too, I think it's for 750 posts. :T

    Have a good evening :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    brizzledfw wrote: »
    This MSE world is now truly my world!!:T
    :D Me too!! And (to out-of-contextedly quote Louis Armstrong!) what a wonderful world! You sound to have had a great few days and the low spending hasn't spoilt your enjoyment in any way. We just do things a bit differently nowadays :).
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 12 March 2012 at 11:56PM
    Thanks Happy...yes I feel in a good place. Which is nice and for me a lot of it is about feeling in control. Not being in control is hard for me at any time:p but when it was about something as critical as money and our finances then it really hurt. But as my diary title suggests I had a LBM in :eek: 2003 reading Your Money or Your Life ( the American one) and just carried on living the high life until well about 3 months ago. This is really when I have started to try and get a grip on spending and where all the cash goes.

    Am going into hospital for a small op so maybe away from my beloved MSE world for a few hours...I will miss you all;) but hopefully will be back on here very soon plotting and planning my way to complete debt freedom!! :rotfl:

    Today I completed a grocery shop alongside a meal planner. Had loads of sloes still in the freezer so had to buy some gin :D so that's another 5 bottles made. I find it makes great Xmas presents...well any kind of present actually!! So made that this eve. Doesn't count in the grocery budget- will push it across to the presents budget and just make sure I don't drink it:A

    washing went on low and then was dried ( just about) outside. TD and a coffee table both have offers on Freecycle which is great. The TD is broken so is just taking up space and now we no longer have reusable nappies to dry. ( my youngest is 8!:rotfl:) we should really get rid of it. There will be no replacement. It would be a under shelf freezer or nowt I have decided.

    Think that's it. Only a tax return and some work expenses to do....:eek: must get on with those. Am putting it off for some reason:rotfl: hmm... Allotment planning ..that sounds much more interesting!!:T

    Off now. See y'all soon!

    Brizzle x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Think that's it. Only a tax return and some work expenses to do.... must get on with those. Am putting it off for some reason hmm... Allotment planning ..that sounds much more interesting!!

    Indeed, allotment planning sounds much more exciting than completing your tax return and expenses. :p

    Hope your op goes well and that you're back in MSE world before long.
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Hello Brizzle!

    I've found you again, just as you're about to have an op! I do hope it goes well for you and look forward to catching up with your diary when you're on the mend.

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



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