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LBM in 2003.. What have I been doing since??!

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Comments

  • beanielou
    beanielou Posts: 96,234 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Once you are DF you can build more into budget :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Box_of_Fluffies
    Box_of_Fluffies Posts: 645 Forumite
    beanielou wrote: »
    Once you are DF you can build more into budget :grin:

    This sounds like a really good idea. For all of us. :D
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
    Ex mortgage - 89.07% debt paid
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Yes so that can be one of the 'treats' once I am DF..March looking shaky but maybe April? It'd be a great Easter present and healthier than chocolate!:)

    How is everyone today? OH just bought me a cuppa and before the house properly gets up I thought I would have a cruise around here ;)

    Nice thing for me today will be a work thing which is also social in the early eve..looking forward to that. What about you guys???
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning Brizzle, the idea of a regular massage is superb. I'd love to have that to look forward :)

    We're off out with friends tonight after parent evening, out to a party Friday and then a wedding on Saturday. I'll need to stay in bed all Sunday to recover :rotfl:

    Have a good day. Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Yes I like the idea of regular massages once the debt mountain has gone.

    Hope you have a lovely day and enjoy this evening.

    I've got my girls this afternoon

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Me too, I'd love a regular massage. I had one of the hot stone massages once, it was amazing! I slept like the dead every night for ages. I might have a look and see how much they cost these days.
    Total debt at October 2008: £67,213.30
    Total debt today: £0     - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138


  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Yes I think we should all vote ourselves more massages when we are DF.. So Tilly and Piq...you get them this month ;)

    I know what you mean re sleeping better..thinking about it I have slept better since the massage too :think:

    Blooming OH has gone and let the filter coffee run out and I now have one weak cup to last me all day:eek:. That won't happen so will have to pop to shops. Darn. Why doesn't he step in before we run out...grr
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Skint_but_Optimistic
    Skint_but_Optimistic Posts: 3,391 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    this sounds like a lovely plan.

    Spa treatments to celebrate the end of debt!
    Trying to shift that debt!
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I had a sports massage the other week - not exactly a relaxing experience(!) but my legs felt SO much better for it. Unfortunately she discovered that my right sacroiliac joint has popped out again, so I'm off to the osteopath on Tuesday to see if she can crunch it back into place for me :(

    Where do you all go for massages? I've been for a few at the local beauty salons and found it more annoying than relaxing, no matter how often I ask them to increase the pressure a bit, they don't do much more than stroke you with smelly oil and charge you £40 for 45 minutes. Whereas my sports massage lady is a fully qualified sports massage therapist, knows how to work out all my knots and charges £30 for an hour! She does relaxation massages too, so I think I'll try her next time I want to relax :)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi Caz
    I am a fan of sports massage too but with aromatherapy oils. To be honest most masseurs I have been to use a combination of techniques. Had a couple of nice massages at a spa but it is more hit and miss. When I went last year to a spa and part of the package was a treatment I deliberately chose a facial instead for that very reason!

    Off out now.. :) will update later. A busy but productive day :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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