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LBM in 2003.. What have I been doing since??!
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Thanks for popping in everyone :wave:
DDFW..your awesome news!! It's great! Well done! :j
Mrs PG..thanks for being supportive. Have just done the spreadsheets..not as good as I would like as bought a few Xmas bits plus Ebay is slackening off. Stuff ain't shifting plus we are running out of things to sell.
Have done TTs and updated sig. Still hope to be below £5k before NYE and need to stash away that £1.5k too. This year everyone is clubbing together to buy the DDs the couple of items they have really really asked for which takes the heat off us. It's not been said re have debt as such..but more about buying thoughtfully which I think is a good position for everyone if I am honest. Otherwise the ILs especially go a bit wild with presents which I think is a little OTT for Xmas. Many Xmas presents this year will be very sensible..PJs and the like. All stuff they need.
Tomorrow..am planning to do some Xmas shopping in peace and quiet and have brekkie with an old work friend. Then head down for a long old week at work..wish me luck!!:)MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Good luck! XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Thanks PLMBL
MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hope your Christmas shopping went well
Good luck with plans to get under £5k and save money for trip. I'm sure with your focus you'll do it.
DF & MF sounds wonderful
Herman sounds yummy too
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Just catching up with the diary brizzle looks as though you have been doing great - much needed inspiration for me to get back into gear !!!!CC debt Aug 2018 £50.2K
CC debt Nov 2018 £48.6K0 -
Thanks folks
Weeeellllll..not sure I deserve the applause as a v spendy day yest. Lots of Xmas presents bought, despite sticking to the list it cost hundreds! :eek: and then I bought some new luggage. To be fair, with my job and all the travel and the fact that the last lot cant be repaired it's all justified but still the current account has taken a hit...
But small things. More items to list on EBay..amazing where they all come from hey??!! :rotfl: and I put a load of items in the virtual shopping basket from the sale in the H@bbs store yest eve...but resisted None actually purchased despite the bargains. If I need more work clothes I will go to M&£ or next! They will be fine..it's just I know that h@bbs stuff fits.. But that's no excuse
More Use ups for tea. GPs and aunts and uncles all helping towards DDs Xmas presents Pay day tomorrow and rent in..so not all bad. You gotta keep smiling I find 
MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
You go girlJust catching up with the diary brizzle looks as though you have been doing great - much needed inspiration for me to get back into gear !!!! MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
You resisted H0bbs??? Well done girl! That's got to be worth a cheer!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Piq my darlin'..very honoured you found time to pop in as know how busy you are with your move (sooooo exciting) ..but yes, isn't it incredible. I am quite proud of myself MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Well done on getting sorted for Xmas :T and for buying needs (luggage) and resisting wants (clothes) :j I have asked for needs this year for prezzies it wasn't received well again but so much more useful than something I don't need and have no room for. I do appreciate getting gifts so hope I don't sound ungrateful xCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000
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