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LBM in 2003.. What have I been doing since??!

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Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks PLMBL.. Wise words as usual :)

    It is positive but I do feel daft! What a waste of cash. When I get below £9k though I will feel a bit better. It's been a tough month and still can't quite work out why!!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks beanie :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Brizzled, I'm led to believe that the first month of school is always quite a tough one but it's almost over :)I did look at your signature when you said £26k and went "woooah look how far you've come" :) fantabbytastic xx
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks kerri :) just still a shock to think what a muppet I was even 10 years into a LBM:o

    But onwards and upwards. Have sent you a PM :D
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Hi Brizzle,
    Just popping in to cheer you on!! So nearly sub 9k - will be here before we all know it! :D
    I am also supposedly 'quite bright' but have made some big mistakes. Just got to keep on trucking through the fall out and try not to make the same mistake again. (I am living this!).
    You're doing a great job on the debt busting - hang in there. Good news on the lodger!!! :T:T
    :money::money::money:
  • Thanks BH.

    Have just been for a lovely catch up with a friend..glass of wine or 2 on a school night makes everything in the world seem Ok, somehow!! ;) and we spent a lot of time discussing lodgers..she is v v keen on having one of her own and she certainly has the room as her eldest 2 are pretty much moved out. I also told her the size of our debt last year..her face was a picture!! :rotfl:

    Hope you and girls are OK BH..just popping off to check :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Hi Brizzle

    Sub 9k by next week- that will be fab- ill have to think of a new dance!!!

    What a great idea to get a lodger when you have enough room for one. Easy money :D

    I hope you re well and have had a nice week

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    I too am supposed to be bright, so why oh why have I allowed myself to get into this position. However, as Lucky quite rightly says, its not the starting point but the end that matters most.

    Under £9k soon, exciting times.

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • People who have never made mistakes never learn. Sub 9k, immense, you will be debt free so soon.

    inspirational!
    Trying to shift that debt!
  • Sub £9000 is amazing Brizzle well done. :T That's something like 65% paid off already or only 35% to go or 7/20ths in old money. I could go on but you get the point, you've done brilliantly and are an inspiration :j
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