A ginormous jump into 2012 with the January NSD challenge

Catslovelycats

BigMummaF wrote: »

It has to be your decision as to what YOUR rules are about your spends. Others have said about fares to work, money given to you as a gift & all sorts of things, but really & truly the only answer is the same for all of us.
don't worry[/U][/I][/B]! Tis supposed to be a FUN way to help control your coins after all. Good Luck!

Good advice BigMumma. :j I was assuming I'd have to count the fridge repair man as a spend day, but maybe I could justify that as an involuntary spend... Let's see when he can come out first - it might just be that I use that day to buy some food anyway as I shall need to buy some milk and butter etc once I've got somewhere cold to store it - UNLESS I defrost what's in the freezer first... Decisions decisions!:o

iwanttogoonholiday

declaring number 3 today - so thats 3nsd's..woo hooo

donna_dynamo

Hi all NSD 4 today. Finished work early as got to pick DD1 up from school. DD2 is potty training training and is doing fantastic so that will save us money on nappies, which is fantastic as the nursery has gone up 6% this year:eek::eek: ( i got a 3% pay rise so thats that money gone).

Redouble

Thanks guys, it was just the postage money, I was sending him out some shirts from his wardrobe so perhaps i'll lean towards no spend for now... (the £5 change came from yesterday's shop anyway, so I suppose technically it's part of yesterday's spend? *grasps at straws* )

xx

beanielou

Jinty~So proud of you that you had a loss this week.
only 3 lbs to go to target~go you girl :j :j :j
Happy new hair too

Hiddenidenity

NSD number 5 here x

slowlyfading

NSD 3 for me today.

Jinty - well done on the loss :j I wish I could say the same...
BMF - nice to "see" you

solventsoon

BigMummaF wrote: »

It has to be your decision as to what YOUR rules are about your spends. Others have said about fares to work, money given to you as a gift & all sorts of things, but really & truly the only answer is the same for all of us.
I'll try to explain how I work out my rules; it's taken a long time to decide on them & how it fits in with MY circumstances, & it will probably be the same for us all.
My exclusions are:-
Emergency vet & human medical prescriptions.
Hospital car park for appointments.
Unavoidable travel costs for essentials appointments.
Money gifted to me.
Any utility bills.

Think that's it...& don't worry! Tis supposed to be a FUN way to help control your coins after all. Good Luck!

Well said, BMF, there speaks the voice of experience.:T:T:T:T

solventsoon

Redouble wrote: »

Thanks guys, it was just the postage money, I was sending him out some shirts from his wardrobe so perhaps i'll lean towards no spend for now... (the £5 change came from yesterday's shop anyway, so I suppose technically it's part of yesterday's spend? *grasps at straws* )

xx

Hi Redouble

I would call it a no spend, definitely, after all it's not unnecessary and you're not squandering your money.

Hope that helps.

spoon xx

SpagBol

NSD3 here today too, my lovely mum treated us to a cup of coffee in a cafe and bought us a whoopsie pack of bacon for us all to have a sarnie when we got back to her house so that was a lovely spend free (for me!!) treat.