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A ginormous jump into 2012 with the January NSD challenge
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I finished January with 16 NSDs
Now to Febs targetSuccess means having to worry about every thing in the world......EXCEPT MONEY. Johnny Cash
Cross stitch Cafe member 81.0 -
Final total for me for January is 16/15! Very pleased with myself this month - onto the next!No more buying books Books in 2016 = 20.
Target for 2018 = 7/21
No more buying DVDs ? 2018 target 27/52
Sealed pot challenge member #17330 -
Final total for January is 28 for me
Look forward to joining in this month
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Wow HiddenIdentity that's amazing! I thought I was doing fantastically with 18. If I had a had, I'd take it off to you0
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solventsoon wrote: »Hi lovely gang:A
The front page is now updated, prizes awarded, NSDs updated and hopefully all the numbers correct.
I'm not sure whether I'll be able to do an update here tomorrow as I have to do the February one. If I can't I'll be back here on Thursday. Don't worry I won't forget anyone and you will get your prizes eventually.
'night everyone
spoon xx
Aw you're a star SpoonyI never check the front page so don't worry about getting mine wrong if you run outta time!
Kerri - made me laugh bout the OH and superscrimpers :rotfl:
Jinty - big hugs for your work situation, they sound like real boogers!
Iwant... - Massive congratulations on the baby!!
Nabbed my final NSD on Sunday, just got my target of 18 NSD.
See you over on Feb
JCG x0 -
Thanks to all you lovely people for all the get well wishes for my son. He is feeling much better today and hope to have him home soon.
I did manage to reach my first target but do to events I didn't manage second target.
Many thanks Spoon, LMH and BDINI for all your hard work looking after us.DFW Nerd 1394.
Total Debt Paid £38109.29/ £40259.24.0 -
solventsoon wrote: »Woohooo If, and your target made, now that's fab :j:j:j:j
Your prize is on the front page now, hope you like Eeyore
Thanks for all your help this month posting the welcome notice and all the pics to cheer us all up, you're a star xx :A
Thank you Spoony, I do likey Eeyore :T:T
Awww thank you, you do all the work xx :A"If wishes were horses, then beggars would ride"
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declaring 19 nsd for january thanks spoon
had hoped to be more sorted but one thing after another i have been reading some of post just not posting
here's hoping feb much kinder to us all2nd purse challenge no040£0 Sealed pot challenge ???? £2 trolley find not counting small coins till end year0 -
Februarys NSD thread - Click here
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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Thanks Spoony
End result only 11 for me in January - same as decluttering and grocery challenge - must try harder!!!!0
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