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A ginormous jump into 2012 with the January NSD challenge

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  • zafiro1984
    zafiro1984 Posts: 2,529 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    No 2 today - at last, I'll need to be very careful if I'm going to make my target this month of 20
  • We hope to get a German Shepard when we get home from visiting my Dad in Melbourne, it wouldn't be fair beforehand. Not sure wether to get a pup or a dog slightly older.

    Thanks Frodo I remember when you lost your old girl :( I'm sure it was just before Ben had to leave too....

    Fingers crossed you find your new companion when you've had your lovely hols:) - I know certainly on my local Gumtree there's an awful lot of young GSDs looking for homes:( so it may be worth a look.....

    Jinty thanks for the pic hun, it did make me smile:) and :T to the weight loss ...... (sorry if I've missed anyone since my "thanks" last night - so many pages to catch up on I'd forgotten by the time I got to the end:o).


    Unfortunately, a spendy day to me as had nothing left for lunch ...... popped and got a sandwich and some rolls for tomorrow ..... honestly, I rarely use cash for anything and the last 2 times, I've had to break £10 note and had all the change back in £2 coins - great for the shed fund, but I really can't afford for a coffee / rolls etc to effectively cost me a tenner:)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • leikela
    leikela Posts: 36 Forumite
    Hooray, NSD #3 for me today which makes 2 in a row! :j
    June wins: Benga tix
    July wins: Advent book
    :j
  • beanielou
    beanielou Posts: 95,398 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Meant to say its no 4 today :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • QueenB.
    QueenB. Posts: 1,083 Forumite
    1,000 Posts Combo Breaker
    3rd NSD :j

    12 to go:cool:

    Jintyb well done on the weight loss:T
    Not sure tomorrow will be a NSD, I am tempted to pop to the shops but don't actually need anything so I may have to do more of that crazy talking to myself habit and talk myself into staying home.

    Well done you wonderful NSDers keep it up.
    Success means having to worry about every thing in the world......EXCEPT MONEY. Johnny Cash

    Cross stitch Cafe member 81.
  • Kittikins
    Kittikins Posts: 5,335 Forumite
    Part of the Furniture 1,000 Posts
    Woohoo, managed not to crack, so today is NSD No.4 for me :) I did feel hard done by just before lunchtime for no reason at all and wanted to spend just for the sake of it, not eat my scrumptious packed lunch but go and buy something more 'exciting', but by golly I feel better now for having resisted the urge :money:
  • miss_t_2
    miss_t_2 Posts: 129 Forumite
    NSD#4 today for me!

    Think tomorrow will be a spendy day, as I need petrol, am thinking about just going shopping tomorrow too if I do to saving me spending out on Sunday as well.
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Happily NSD 3 today
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • #4 today for me please.

    My work have a scheme going to encourage people to leave their cars at home.Well,I don't have a car to leave at home,but apparently I'm eligible to have a 15% refund on my yearly travel pass.I'm so glad that I went and asked!

    I was talking to a colleague today about money and how having a monthly budget and seperate account for bills has helped me achieve 'financial stability'.She's unhappy with her spending habits and was very taken by what I said and is going to do a spending diary for a month as a starter.I forgot to tell her about NSDs though...:o

    rising so many dogs needing a good home,I hope you find your's soon.

    chrissie and jinty's dad belated birthday greetings.


    PS I'm on holiday now until a week on Monday.:)
  • arrowlili
    arrowlili Posts: 58 Forumite
    NSD # 4 for me and this is also day 3 IN A ROW! :j:T:j

    this really is addictive :D
    NDS Feb 2012 - 17/17
    Feb 2012 GC - £97.63/£380
    SPC # 1584 & Frugal Living Challenge 2012
    £2012 in 2012 £120/£2012
    £365 in 365 days 2012 - £56/£365
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