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no spending for a year?
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If you save for your future than another problem you have is that next years prices will increase and your money will have not such worth as it is having today.0
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If you save for your future than another problem you have is that next years prices will increase and your money will have not such worth as it is having today.
The idea is at the end you realise you dont need as much so you save next year, the aim is not to go without this year and at the end buy a load of stuff. its about improving ones self.0 -
Apart from "essential" clothes purchases totalling about £26(detailed on the crazy clothing challenge, admittedly more wants than needs) I made no other unecessary purchases for the month of January and intend to do the same for February. I am working daily to battle my clothes/shoes obsession, but really pleased that I havent splurged on my usual amounts of rubbish.
tightening my grip on the purse strings as the months go by.
stay well allNothing is so fatiguing as the eternal hanging on of an uncompleted task
Crazy Clothing Challenge 2015 £48.58/£200 :eek:0 -
week 5 of 52 Its saturday night i just realised i haven't done an update for this week, sorry. lol......
I have brought nothing this week the wasn't allowed:T :A . Kind of
book site was doing a 24 hour sale with a diffant book each hour. ended up getting cought in the rush and brought a book
then 5 minitus after i cancelled it by live chat................Then AGAIN i did it an hour later with a diffant book. i had to then quicky rush of the pick up a monkey and all the way there feeling guilty for buying it ended up coming home and yet again cancelling it. :rotfl: I think things were are aiming for are kicking in. got roped into buying family tickets to a cbbies show which dose come under good spending cost £26.
Cought superscrimpers this week and thought i give the frezzeing the credit cards a try. i have been advised to use my cards for food shopping to up my good credit but have just gone over the jan spending a relised i have gone over budget £197 for jan shop.So i think i go back to using cash and use the card i shop a month. I think cose im not spending on "stuff" im seem to be spending more on necessary shopping. something i have to work on in feb.
ordered my first survay voucher only £5 but i can get a non-ness and get away with it lol
So for this week spend i was kind of a good girl.
Hope everyone's had a good week. :T0 -
Ahem, some unplanned, unbudgeted spends here..
20.00 fan heater and reduced £4.90 fleece pj's - semi essential as heating wasn't working.
£28.49 Warehouse coat... was £90, then £50 then £30 and with discount code it was such a bargainhasn't arrived yet so might not fit. This looks a nice winter coat, ok I didn't quite need it but should get a lot of use out of it. I did give in and buy the Primark coat for £15 as well but that is still sat with the tags on and will go back if the Warehouse one fits and is better quality. So a sort of considered spend I say! Have had a clear out of wardrobe and ebay session to make up for it..
Oh and £2 worth of flower seeds as were on offer.. I grow my own cut flowers to save cash so these were on the planned list.
Been really good and not bought anything else though!!!0 -
Still no superfluous spends for me.
Cash is a bit tight so have avoided the charity shops thus far.Here dead we lie because we did not choose
To live and shame the land from which we sprung.
Life, to be sure, is nothing much to lose,
But young men think it is,
And we were young.
A E Housman0 -
quick read on swap sites. mite come in handy.
http://money.aol.co.uk/2012/01/21/swapping-get-in-on-the-new-trend/?icid=maing-grid7%7Cuk%7Cdl4%7Csec3_lnk1%26pLid%3D935630 -
So I had my charity shop spend yesterday.
A fiver on a Whistle's top, three glasses and a book.
May allow myself one more fiver to play with!Here dead we lie because we did not choose
To live and shame the land from which we sprung.
Life, to be sure, is nothing much to lose,
But young men think it is,
And we were young.
A E Housman0 -
oh my declarations....
a dress & a top off of ebay... thinking I might have a problem...DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
week 6 of 52: Nothing much to report this week only got essential. :cool:
hope you all had a good week too.0
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