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you know when all you lovely people give advice...

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  • ZTD wrote: »
    Just make sure it's not an empty savings account for a reason - i.e. it's crap. Still time to open a cash ISA...

    nah ztd... it was empty because it was my wii savings account :rotfl:
  • elona
    elona Posts: 11,806 Forumite
    10,000 Posts Combo Breaker
    Good luck and keep up the good work.

    Big hug
    "This site is addictive!"
    Wooligan 2 squares for smoky - 3 squares for HTA
    Preemie hats - 2.
  • elona
    elona Posts: 11,806 Forumite
    10,000 Posts Combo Breaker
    How did you get on today?
    "This site is addictive!"
    Wooligan 2 squares for smoky - 3 squares for HTA
    Preemie hats - 2.
  • elona
    elona Posts: 11,806 Forumite
    10,000 Posts Combo Breaker
    bump! Bumpty bump!
    "This site is addictive!"
    Wooligan 2 squares for smoky - 3 squares for HTA
    Preemie hats - 2.
  • elona... i sent you a pm... ignore most of it...

    i am in deep deep poo now... ok i am not but i am sooo not happy... i havent got my college money anymore... i logged on tonight (to bank) to pay some of my credit card bill with the money and then save the rest and the stuipd dca of my mum has taken 2 payment £200.00 :mad: i am fuming i know when they would have done it... and she knew too but she is as layed back as anything :mad: :mad: :mad: also i have no money left in my paypal account :o i really feel like cancelling my holiday... i am pants with money i always will be.... i am really really annoyed :mad: i wanna kill someone :mad: :mad: :mad: that someone being me... oh and i have no driving lesson this week and i am emptying my car savings no way will i be able to run a car... i am in cookoo land
  • ZTD
    ZTD Posts: 24,327 Forumite
    If they have taken a direct debit they shouldn't have - you go to your bank and tell them you want it back. It's part of the direct debit guarantee.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • ZTD wrote: »
    If they have taken a direct debit they shouldn't have - you go to your bank and tell them you want it back. It's part of the direct debit guarantee.

    ztd they do it as a pos so i suppose they type all the gumph into a machine every month... because of this giving up (or not for me) money for lent i havent been checking my accounts... big mistake... i doubt they will give it back now... i will be fine without it (just hope i have to money next month or the following for college) but i havent told my mum that ;) it just makes me fuming... the worst part is she said she is going to 'borrow' my card (bank card) to buy food this week... she wont tommorow i am changing the pins on them (she knows them all ~ i know i know) :mad:
  • ZTD
    ZTD Posts: 24,327 Forumite
    ztd they do it as a pos

    As a what?
    the worst part is she said she is going to 'borrow' my card (bank card) to buy food this week... she wont tommorow i am changing the pins on them (she knows them all ~ i know i know) :mad:

    It's no good saying you know. You should never do that, as you have no control over who she tells.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • ZTD wrote: »
    As a what?

    It's no good saying you know. You should never do that, as you have no control over who she tells.

    point of sale, like a shop purchase

    yes but i am stupid, i know that... she wont tell anyone and the problem is she will take my card (with my permission) to send all my ebay parcels when i am at work, so it works both ways :)
  • ZTD
    ZTD Posts: 24,327 Forumite
    point of sale, like a shop purchase

    So phone them up and say you want it back. If not, you will report it as fraudulent transaction. They either did it deliberately or accidently - if they did it deliberately, then they will do it again. If accidently, then they will have no hesitation in refunding you.
    yes but i am stupid, i know that... she wont tell anyone and the problem is she will take my card (with my permission) to send all my ebay parcels when i am at work, so it works both ways :)

    Get cash out...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
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