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Anyone had experience of a company/solicitor doing the work of reclaiming? (merged)

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  • stikks
    stikks Posts: 11 Forumite
    leeds2 wrote: »
    Does Anyone Know Anything About Theese No Win No Fee Firms Are They Any Good ?
    i have used a solicitors/legal team they are slow but they did work for me other than i didnt get my settlement because the stay happened about 2 weeks to soon for me, they take 25% but 75% of something is better than 100% of nothing, i didnt find out about this site until it was to late it sounds easy to do yourself but if your lazy like me give it a go
  • Neurotix
    Neurotix Posts: 11 Forumite
    Woke up with a phone call from BBRB saying because of the court case they can now reclaim charges from banks etc. etc.

    The catch is they charge you £49.99 for a claims pack. If the charges to your account is under that fee then you don't have to pay it but if it is then you do!

    I'm now worrying as I only have £10 in my account for now and trying to ring 'em back to stop it.

    Anyone else had a phone call from them?
  • Tozer
    Tozer Posts: 3,518 Forumite
    Neurotix wrote: »
    Woke up with a phone call from BBRB saying because of the court case they can now reclaim charges from banks etc. etc.

    The catch is they charge you £49.99 for a claims pack. If the charges to your account is under that fee then you don't have to pay it but if it is then you do!

    I'm now worrying as I only have £10 in my account for now and trying to ring 'em back to stop it.

    Anyone else had a phone call from them?

    You don't need to use them so don't.
  • Neurotix
    Neurotix Posts: 11 Forumite
    Too late they've already taken 50 pounds out of my account within seconds

    This means I will get charged 20 pounds a day for being overdrawn by the halifax and a 30 quid one off charge!

    I'm fuming!
  • Tozer
    Tozer Posts: 3,518 Forumite
    Neurotix wrote: »
    Too late they've already taken 50 pounds out of my account within seconds

    This means I will get charged 20 pounds a day for being overdrawn by the halifax and a 30 quid one off charge!

    I'm fuming!

    Obvious question, but why on Earth did you agree?
  • krisskross
    krisskross Posts: 7,677 Forumite
    Neurotix wrote: »
    Too late they've already taken 50 pounds out of my account within seconds

    This means I will get charged 20 pounds a day for being overdrawn by the halifax and a 30 quid one off charge!

    I'm fuming!

    Who are you fuming with? This really is self inflicted charges, and nor even unauthorised borrowing for an essential.
  • Neurotix
    Neurotix Posts: 11 Forumite
    I'm fuming because the guy on the phone from BBRB did NOT say that there admin charge will be taken out straight away. He said "you may get a charge if we proceed but we'll send you the documents to have a look at" which is WHY I agreed. Otherwise I'd tell them I can't afford it!

    I'm gonna have to through with it now anyway.
  • Tozer
    Tozer Posts: 3,518 Forumite
    Not necessarily. Do you have to sign an agreement? If so, when it comes in, disagree with the terms and say you are not prepared to contract with them.
  • krisskross
    krisskross Posts: 7,677 Forumite
    Tozer wrote: »
    Not necessarily. Do you have to sign an agreement? If so, when it comes in, disagree with the terms and say you are not prepared to contract with them.

    Is it any different to me buying anything by phone? I would give the company I was purchasing from my bank details , including security number, to enable them to process things and take their money.
  • I am sorry for my comment on this thread, but at least the claim pack will mean you can claim the charges back that have been incurred by them taking the money.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
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