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Anyone had experience of a company/solicitor doing the work of reclaiming? (merged)

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  • Cheers Edingburgh lass ! Dunno what to do. Expecting £5k, offered £3480, RH get a cut of that ! i`m slipping from cancun to clacton :cry::cry:
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    10,000 Posts Combo Breaker
    I'll pop you into a thread where you'll find some letters you may be able to use regarding your contract with RH and you can read of other's experiences.
  • Hi Edinburghlass you seem to know your stuff so can I ask you, do you know if Lloyds will communicate with a third party as I read the post about Barclays and now am concerned cos I'm using a no win no fee company to get back about 4k. I know the message here is DIY but they only take 10%, thanks in advance for your help
    Sam
  • Does anyone know of any good ones? I think no win no fee but which ones?
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    You don't need a lawyer to reclaim your bank charges. You can do it all yourself.
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
  • LozBingley
    LozBingley Posts: 580 Forumite
    Beate wrote: »
    You don't need a lawyer to reclaim your bank charges. You can do it all yourself.

    Why let them make money out of the banks too! :rotfl:



    ps Err just thinking, who would pay a solicitor if the case didn't get to the small claims court (ie bank settle before hand) because I'm sure the bank wouldn't want to pick up the bill! I'm guessing that you'd have to pick up the £5,000 fee out of your £100 claim, as it would have been you that instructed them!
    (sorry that was a fictional example and not directed to anyone within this thread)
    Got It & Spent It :dance:
    IKEA CARD = £120 charges = £175 received (146%)
    MARBLES = £450 charges = £370 received (82%)
    I.F. = £494 charges = £494 received (100%)
    CAPITAL ONE = £981 charges = £1,489.03 (152%)
    BARCLAYCARD = £580 charges = £786.12 (136%)
    On Hold :mad:
    A+L = £722 charges (target = 147%)
    BARCLAYS = £1,405 charges (target = 128%)
    BARCLAYS = £175 charges (target = 140%)
    ABBEY = £3,220 charges (target = 148%)
  • So when going to the small claims I can represent myself?? A No Win No Fee lawyer claims from the others if we win?
  • oiler
    oiler Posts: 5 Forumite
    WITCH BANK CHARGES RECLAIM COMPANY TO USE ?

    I have had a go at calming bank charges from abbey with out any sasses to date
    I have got hold of my statements' for abbey and for my two Lloyds accounts.
    and have sent letters off with no luck

    I see that their are now many bank reclaim company out their who will do the work for you and know their way round the legal bit of the law
    can any one recommend a good company out their ?
    I know that they charge for their services 20 to 25 % of the total re-claim but that the price i will have to pay

    so any good or bad info would be of some help
    because you have to remember you are letting them see all you bank statement and all that could involved

    thank you all
    oiler0
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    When you win, you will get your court costs for filing the claim reimbursed by the bank as well. The bank's solicitors will not turn up at the court date anyway, if it ever gets that far, and you can get all the info you need to go to court here without having to pay a lawyer. You are perfectly entitled to represent yourself, and these are open and shut cases.
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
  • katscash
    katscash Posts: 42 Forumite
    dont use them ,i have been waiting since febuary they don,t keep you informed about anything can,t say what company i used .But decided to check with halifax if they had sent statements,they had no record of them even being in contact with them:mad: so sent letter yesterday sacking them. i have waited 5mths for nothing ,i have since claimed and won with alliance and leicester and capitol one, with a big thanks to martin and team do it yourself its your money you can do this with all our support:j
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