New The Citibank Club

computerwoman

silkglade wrote: »

My husband and I are discharged bankrupts (were discharged in 2002) and we have a flex account with Nationwide, with Visa Debit card, cheque book, guarentee card and a standard £750 overdraft. at the time of application they offered us a Visa CC too with a limit in excess of £2000 snd 0% for 9 months.

When they asked if we had ever been bankrupt and I had to say YES i thought they wouldn't even give us an account. what a nice supprise

Trying to get a credit history is the hardest thing after bankruptcy and I was almost ready to give up forever.

very pleased for you,
welcome to the club,
hope it all works out
cw

computerwoman

dexters mum
I have been looking at citi website, and I am sure that you can use your US dollar account in the states,
The US Dollar Current Account key features and benefits include: • Write or deposit US Dollar cheques free of charge. Because we clear through Citibank in New York we save you time and money. • Receive and make payments directly in US Dollar. There’s no need to change between currencies - the amount, in US Dollars, is simply debited from your account held here in the UK. • Withdraw US Dollars from any Citibank cash machine in the US free of charge. • Transfer US Dollars instantly across the world to other Citibank accounts in 25 countries, with no fee charged2. • Flexibility at your disposal with negotiated overdrafts3. The US Dollar Current Account also gives you Citibank Online Banking, plus around-the-clock telephone banking with CitiPhone. And to ensure you're making the most of your money, Citibank offers a US Dollar Savings Account. Important Information Charges A monthly service charge of $20 on each US$ Current Account will be levied where the credit balance, across your UK Citibank relationship, falls below the currency equivalent of £2000. This will be calculated, at the end of the monthly period, by applying the currency exchange rate on that day to the average balances in your UK Citibank accounts. This charge does not apply to Citigold Current Account holders. "Sole" and "joint" accounts are viewed as different relationships. US Dollar payments into a US Dollar Account are free. 1. A charge may be levied by an overseas bank for this service. 2. Citibank Global Transfers have no transaction fee. However, a Citibank exchange rate will be applied if the transfer is made across currencies. Also, transfers can only be made to selected Citibank locations in the US. 3. IMPORTANT CREDIT INFORMATION Written quotations available on request. Credit is only available to persons aged 18 or over and is subject to status and conditions. Overdraft is repayable on demand. Interest rates are variable.
you can even check online where there ATM's are,


Locations


[URL="javascript:goCiti('/locations/atm_body.htm')"]World[/URL]
Which country in North America?

• [URL="javascript:goCiti('/locations/na/ca/ontario/toronto_downtown/trntdwntwntm.htm')"]Canada[/URL]
• [URL="javascript:goCiti('/locations/index_us.htm')"]United States[/URL]

hope this helps
cw

marcellep

dexters_mum wrote: »

I did try very hard, this afternoon, unfortunately I was directed to the secure messaging system as they have to have the request to use your card abroad in writing!

The lady struggled to understand my query, she passed me onto another colleague, who, a good as they were, couldn't understand what I wanted from them!

Oh thats not so good at all,

Just do what I done when I wanted a quick answer, I sent the same message everyday until on the 3rd day I got my answer.

cifpower

For some reason, you can't use your Citicard in a shop which does not have chip and pin. I tried in Las Palmas airport and in Winemark last night and in both occassions they were declined.

marcellep

cifpower wrote: »

For some reason, you can't use your Citicard in a shop which does not have chip and pin. I tried in Las Palmas airport and in Winemark last night and in both occassions they were declined.

I have the same problem,

I got declinded in many shops that do not have chip and pin, or there chip and pin was broken.

I called Citi and they advise they decline them for security reasons-

cifpower

It was highly embarrassing in Las Palmas airport with a queue behind me.

Tori_Bellatrix

Have to say Citi are very speedy at sending out monthly statements ...

[Deleted User]

Tori_Bellatrix wrote: »

Have to say Citi are very speedy at sending out monthly statements ...

I got my 1st-31st March statement today in the post.

cifpower

Deleted_User wrote: »

I got my 1st-31st March statement today in the post.

Yup! Me too!

DropDebtFred

cifpower wrote: »

It was highly embarrassing in Las Palmas airport with a queue behind me.

I think it is ridiculous that we can't use these cards abroad. Incredibly disappointed. I travel a lot for work, this is a big issue for me. I sent a secure message about this last week, still not had any answer.

I've also had my account for 3 months, crediting my salary of over £1000 every week, asked for the £500 overdraft and failed the credit check so they declined me!