We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

New The Citibank Club

1124125126128130

Comments

  • marcellep
    marcellep Posts: 1,695 Forumite
    js78 wrote: »
    Citi Bank does anyone know which credit reference agency they use?

    Call Credit - Not shown on

    Equifax - Not shown on

    Experian - Search and Report
    If I have been helpful - Hit the Thanks button
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    marcellep wrote: »
    Call Credit - Not shown on

    Equifax - Not shown on

    Experian - Search and Report

    Credit card (AAdvantage Gold) records like this:

    Equifax & Experian.

    Call Credit - N/A
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • marcellep
    marcellep Posts: 1,695 Forumite
    Credit card (AAdvantage Gold) records like this:

    Equifax & Experian.

    Call Credit - N/A

    That's handy to know, My post above refers to bank account ONLY :beer:
    If I have been helpful - Hit the Thanks button
  • marcellep
    marcellep Posts: 1,695 Forumite
    Icey wrote: »
    I have the account in which they charge you a tenner a month.

    Noticed this month though, that they have only charged me £7.77:huh: Anyone know why this is?

    Have you messaged Citibank to ask?
    If I have been helpful - Hit the Thanks button
  • Ice_2
    Ice_2 Posts: 3,486 Forumite
    Icey wrote: »
    I have the account in which they charge you a tenner a month.

    Noticed this month though, that they have only charged me £7.77:huh: Anyone know why this is?
    15% VAT instead of 17.5%
    :cool:

    Plans for 2009
    1/ Get fit. 2/ Get my figure back. 3/ Get the MAN BACK! :kisses2::happylove
    contrary to popular belief, I am all Woman.
  • Hazzanet
    Hazzanet Posts: 1,725 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ice wrote: »
    15% VAT instead of 17.5%
    :cool:

    Would be £9.79 p.m. surely?
    4358
  • marcellep
    marcellep Posts: 1,695 Forumite
    Hazzanet wrote: »
    Would be £9.79 p.m. surely?

    Yeah that would be right!

    Maybe they have lowered the price and also applied the new rate!
    If I have been helpful - Hit the Thanks button
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    marcellep wrote: »
    That's handy to know, My post above refers to bank account ONLY :beer:

    Yea realised yours was for banking, I concur. Applied and they searched my Experian file; no record on EQ/CC. However, their Credit Card reports to the main 2 and not CC.

    :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Icey
    Icey Posts: 52 Forumite
    marcellep wrote: »
    Have you messaged Citibank to ask?

    No I haven't, didn't really think to do that :o

    but I will now, thanks.
  • marcellep
    marcellep Posts: 1,695 Forumite
    Icey wrote: »
    No I haven't, didn't really think to do that :o

    but I will now, thanks.

    Cool mind and let us know
    If I have been helpful - Hit the Thanks button
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.