Mortgage Exit Fees successes and failures

itsgototstop

Tried Scottish widows who I had mortgage with in 2004, they said you paid £100, I said so was I overcharged?, they replied you paid £100?.

Might try again but no paperwork!

dunstonh

itsgototstop wrote: »

Tried Scottish widows who I had mortgage with in 2004, they said you paid £100, I said so was I overcharged?, they replied you paid £100?.

Might try again but no paperwork!

Why do you think you were overcharged?

What was the amount on your offer/contract? If £100, then you were not overcharged. If it said say £50, then you were.

Codgerpower

One phonecall to Skipton Building Society on Thursday, cheque for £130 arrived Saturday. What a result! They were very friendly to deal with, didn't ask any questions other than ID. All I said was that I was ringing to query my Exit Redemption Fee, simple as that. Many, Many Thanks.

:beer:

itsgototstop

dunstonh wrote: »

Why do you think you were overcharged?

What was the amount on your offer/contract? If £100, then you were not overcharged. If it said say £50, then you were.

Thanks, I looked on old paperwork and there no mention of any exit fee at all so I wasn't sure

the_reductionist

Norwich & Peterborough - very nice man aware of the problem of sealing fees as highlighted by ML (told me he had recently done his own refund) paid me £105 within 2 days of phone call.

Many thanks for a great result

julie_walton

MSE_Dan wrote: »

This discussion is to report success and failures stories for Mortgage Exit Fee claims in relation to the

Mortgage Fees Article

To report your stories click reply

Hi like to say thankyou Martin. I used your template letter to try to re claim charges from when I changed my mortgage 3 years ago. I had no idea how much I had paid, or if I'd even been overcharged at the time. However the Birmingham Midshires did not question me, they just sent me a cheque for £100 as a 'goodwill gesture'.

sticher

Just to say thanks - I spent 2 mins on the phone to the halifax and received a cheque for £100 a few days later.

slydin

HI just like to say thanx saw the show made a 5 min call to the woolwich :T am to get 165 quid in 5 to 7 days

Little_Weeble

Getting a refund of £125 from Halifax for a 2 minute call. Yey.

Have to wait for the Abbey to send a form for a refund.

Mum_of_3_3

Hi! I read about reclaiming the exit fees on mortgages very late last night, so gave C&G a call this morning.

After a very easy 2 minute phone call she said I was overcharged by £130 and will forward it to the relevant department who will add interest and refund us by direct bank credit within 14 days :j . That must be the easiest £130 I have ever earnt :T

Thanks MSE I owe you a very large drink! :beer: