im in a mess advise needed asap

lika_86

Hi,

Have only just read this and sorry to hear about it all and I do hope that sentencing goes ok in December, you should get a lot of credit for an early plea and everything. You don't mention if you've had any indication from the prosecution about whether or not they wish to pursue confiscation proceedings but I hope not as it's nasty stuff (I did fraud defence work for a few years so I understand how you're probably feeling right now).

Nothing you can really do now until sentencing (other than attend with probation if a PSR has been ordered and get together any personal references for mitigation if required), so try and stay positive.

Foxybaby

I really hope everything goes ok, I know that lending can sometimes spiral out of control. I don't think the Court is in the business of putting mother's of 5 in prison 4 days before Christmas. I think if its a 1st offence, maybe a suspended sentence and/or a fine.

susanne007

well a week to go till the crown court have to go to probation tomorrow for a psr. scared is not the word. the hardest part was getting everything sorted at home just in case i dont come home. its my daughters 17th birthday in jan and had to write her card out which broke my heart

Standingtall

Good luck Susanne. You didn't make good choices but neither did you hurt anyone. I would hope that the worst you would get is a suspended sentence and at best a fine. My fingers are crossed for you.

susanne007

well been to probation today and gave a statement. she said she couldn't say what will happen next week but they will put forward a lot ov unpaid work and some councelling, just have to see what happens

sickasachip13

I've only just stumbled on this story - I do feel for you Susanne and I can't imagine how worried you must be, epsecially for the kids.

BUT, as a provi agent, you were getting commission for each of those loans you 'sold' - so you were making money on the back of this also, as you were an agent for Provi I'm not sure these people were really your friends or actually just customers - which throws up a whole load of questions around persuasion / vulnerable people etc etc. I'm not trying to be harsh but Provi gives loans at something like 300% apr, goes round people's doors to collect and tends to prey on the most vulnerable and broke in society - many of whom have poor levels of literacy and numeracy and difficulty fully understanding what they're signing up to and will rely on their agent to advise them...

I do be find it difficult to be that sympathetic about it all but I do very much hope you get probation and sort out your situation with your husband.

ampafc

I can't decide if this whole thing is genuine, or the work of a troll/spammer.

susanne007

beleive you me it is very real, sickasachip 13 they were friends b4 they were customers and yes not the richest ov people but non of them vunerable and as i said before i was repaying the loans i never expected them too.

camuk81

Susanne, I can totally sympathise with your situation. its a very difficult scenario to be placed in and I hope thing work out. I keep having a look to see how its all going for fingers crossed.

scottish_stresshead

all the best for your sentancing Susanne!

you may not have been very smart with your choices..but im not great with money and have made stupid mistakes (granted no where as bad as yours) but we're human! and your husband is fab for sticking with you and supporting you hopefully