Worse of Boyfriend Moving in

jacinta_2

Are we entitled to this? Or should we be getting that! We simplify the whole procedure and just fill in every form they have in the dole office or job centre.Some you get some you dont.

kelloggs36

sexy_fufu wrote:

Kellogs, that did not include other bills.

Phone, Internet, Shopping, Car , I Use £120 worth of diesel a month to get to and from work and i know BF does to.

We are left wioth very little espically as we are paying car loans of to.

I only have £700 left to pay of but i think i will struggle paying £100 per month.

Sorry sexy, but you seem to be contradicting yourself.

First you say that your bills and nursery fees are 1200 pm. Next you say that this did NOT include all your bills

From my calculation originally, I clearly UNDER calculated your income. it is over 1k MORE per month than I realised. So with your extra bills, food, car internet etc, allowing 1k for that, you STILL have over 1k left over in which case you could clear the car loan in 1 month and STILL have 300 quid left over for other bills. Then the next month you wouldn't have that expense.

You have ample money to pay all your bills and more, so please don't complain about 'losing' money - you are not. You are extremely well off when you compare to some. Rich, maybe not, but certainly comfortable from where I am standing.

Mis-read your post re CSA. However, if he pays 300 pounds, I presume he has 1 child, in which case he is overpaying by 15 pounds per month if he does not have the child to stay over at least once per week?? 15 quid a month is not a lot really, so if that is the discrepancy, it would be fair to leave it.

brazilianwax

plus you'll be saving on rent/mortgage payments as you'll only need one property!


mind you, those expensive holidays don't half eat into your money, don't they???!!!!

http://forums.moneysavingexpert.com/showthread.html?t=342753

http://forums.moneysavingexpert.com/showthread.html?t=355396&page=3

Labman_2

brazilianwax wrote:

plus you'll be saving on rent/mortgage payments as you'll only need one property!

& on Council tax, utilities & insurance

pipkin71

Clearly a case of the more you have, the more you want!

black-saturn wrote:

Send me to India with Jade if you like.

Will you be apologising along with Jade for any racist comments you made that might have offended people?

astonsmummy

pipkin71 wrote:

Will you be apologising along with Jade for any racist comments you made that might have offended people?

I doubt it:rolleyes:

black-saturn

No I won't your right. Not until someone apologises for saying I've los the plot or for saying I accuse everyone of bullying.

louise_1981

sorry to jump in but in my house Phone, Internet, Car, along with holidays and the new clothes that go with are all considered luxuries.

Although so are children, we are not having them until we are in the postition to afford them ourselves.

edit: Sorry that makes me sound so up myself, coming from a single parent family I understand how it is!

kelloggs36

I agree Louise_1981. Nobody NEEDS internet, new clothes (well, some clearly but Primark are great!) new car etc. The very fact that the OP has them tells me that she can afford them now that she is no longer a single parent. I will be in the same position as her in a year and a half when I finish my degree and am back at work (either in my old job as I'm on a career break or as a teacher which I am training to do) and I can't wait to have some money again!! It really is a case of you don't know what you have until you don't have it any more!!! In my case, it was my CHOICE to give up work for a while and I therefore have had to make cut backs in respect of our lifestyles. If I didn't want to do that, then I would have stayed working. At the end of the day, my children are my responsibility. Of course I will claim what the Government tell me I can - Child Benefit and the minimum tax credits, but I certainly don't consider myself hard done by. If I can't afford childcare, something else has to go so that I can - that's how life works. We are so much luckier than our elders who never had such luxuries. The only downside I would say though, is that years ago, you were able to use your own judgement and entrust your own children to somebody of your choice to look after whilst you work, such as friends and neighbours. Now it is illegal to do (unless for free of course) for reward. I would like to be able to say who I pay to look after my children whom I know and trust implicitly, rather than trust an arbitary piece of paper (CRB) which has been proven to have many flaws in the system so many dodgy people get through. Of course I AM NOT SAYING THAT MOST CRB CHECKED PEOPLE ARE DODGY, but I should be able to pay who I choose and not who the Government tell me I can.

JohnInDebt

I think this thread must be a wind-up