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We are about to pull the purse strings soooo tight!
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Have been up since 6.00am, another 2 loads of washing done.:)
On the downside its taken me half an hour to get the laptop to work :mad:
Mummy - I love the summer too. Can't wait til we put the clocks forward. Looks like another dry bright day.
Didn't get chance to go to get 'bits' yesterday, so will go this morning which means that today won't be a NSD. Have only managed 2 so far this month but should do another 2/3 at least this week.
I've been on the scales.........and stayed the same. But I do feel better for not eating a cart load of rubbish this week. Will carry on and see what happens when I get on the scales next week.
Also my £2 pot is upto £60. xx
DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Great News on the £2 pot Alice ! Well Done !:T
Think I mifght get DD2 to add up the contents of my sealed - ish pot later, she loves adding up money !
Just been catching up over your last few days. It is hard to keep the debt busting motivation going isnt it ?? I have had a bit of a wobbly week and weekend really as well. I just want it all paid off so we can get on with our lives without this hanging over us , but we knew we were in it for the long haul !
As everyone else has said though, the diaries are great at keeping you going arent they, I'm just worried I wont be able to keep it up for as long as it takes to clear this debt ! For the first time in years though I have savings in the bank, even if its only emergency funds, but its a great feeling ! ?LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Pinot sorry to hear you've had a roller coaster week. It is tough keeping all the debt busting going on top of everthing else we have to do and I can tell you these diaries have really helped in keeping me going.
Great news on the savings, I know how you feel its been years since we had any 'savings' money in the bank too. Keep going Pinot we can do this..................I'm feeling quite positive today. xx
P.S. Had to buy a new mop and bucket this morning as the ones we had had fallen apart:(
DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Alice_in_Poorland wrote: »Pinot sorry to hear you've had a roller coaster week. It is tough keeping all the debt busting going on top of everthing else we have to do and I can tell you these diaries have really helped in keeping me going.
Great news on the savings, I know how you feel its been years since we had any 'savings' money in the bank too. Keep going Pinot we can do this..................I'm feeling quite positive today. xx
P.S. Had to buy a new mop and bucket this morning as the ones we had had fallen apart:(
Thankyou Alice. I am feeling very fed up today for some reason and not too positive ! Not really sure why !
Then again tomorrows another day !!:D
I'm glad you are having a good day though , its really lovely to hear ! :jLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Been lovely here today Alice, hope it was where you are too xxMummytogirls x0
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Hi all
Sorry to hear you've been finding it tough, as other have said its pretty crushing to the life force at times all this debt busting monotony...I am good most days and then have a blip. Almost bought a £500 coffee table today..:eek:Blo.dy unbelievable...but we somehow found ourselves in the shop. Anyway didn't buy it but I must have been momentarily insane!
So..we all have our down days!!
Here's to a great MSE week..I am hoping for at least 2 NSDs ( which in the Brizzle household count as no adult spending anything) so it can be tough...but let's give it a whirl!
Have a good eve ladiesMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Yes brizzled thats what we class as NSD as well, noone (including the girls ) buying anything !
Heres to a good NS Week for us all !:DLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
brizzle - Well done on stepping away from the coffee table.:T
Pinot - We are going to have a good week with plenty of NSDs.:)
The CCCS have just called our office :eek:, my heart missed a beat I can tell you. They asked to be put through to somebody in accounts which is in a different office. I started to blush and look guilty and it wasn't anything to do with me.......on this occasionxx
DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Oh Alice, poor you ! I would have freaked a bit if had answered that call as well !!
Yes lots of NSD this week is the way to go !!LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
After all that it wasn't CCCS it was one of our supplies with a very similar name.....that will teaching me for earwigging :rotfl:DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210
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