📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

We are about to pull the purse strings soooo tight!

Options
12728303233362

Comments

  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hi i know how you feel about getting into clothes, i have a wardrobe full also but my body wont play ball lol xx
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    We have decided we need to get our money 'pots' sorted a bit better. It's hair cut time again and there isn't any money in the hair cut pot, and the same for the dog food pot.

    Alice, I couldn't agree more about the money pots. If you've got quite complex finances like me, they really simplify the whole process - whether they are physical pots or seperate little savings accounts. The pots and the diary are the two things that I just couldn't do without now.

    Hope you're feeling OK, sorry to hear you've been down x
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • BEAT THE DEBT - Its so frustrating isn't it. I'm know that if I could just lose 1 stone to start with (I need to lose a few more too!!)I would have another 10ish items of clothing to wear.

    Happy Now - I certainly couldn't do without my diary now. Once my 'pots' are up and running I know it will make things much easier.

    Have been out all day again, spent £7.50 at indoor playpark, £21.75 at supermarket but this did include DVD for MIL (Mothers Day), pizzas for tea (enough to feed us and 3 of my DS1 friends) and some chicken which was reduced, and OH spend £4 at football match.

    I've got meal plan/shopping list sorted and will go to supermarket again tomorrow morning as there wasn't any point in trying to get it today with everbody in tow.......stressful enough as it was.LOL xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Major spend at supermarket this morning but did have to stockup on store cupboard/cooking stuff, got Easter eggs too. Will spend this afternoon baking (flapjack, rock cakes and cheese scones) and make soup for lunch next week whilst dinner is cooking.

    Need to catch up on housework, sort DS2s passport out (still haven't done it :(), do the ironing and keep the kids occupied (blinking weather!!!). xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello Alice,

    Nice to hear your ticking along nicely!! Enjoy your afternoon of baking, sounds delish!! xx
    Mummytogirls x

  • Hi Alice,

    Hope you are having a good weekend and are feeling a little bit more upbeat. I had that kind of day yesterday. Felt fed up. Feeling a bit brighter today (but knackered, I think an afternoon nap may be in order) ;)

    The baking sounds lovely, I would love to be able to bake, but having never really tried I don't think I would be very good at it. Probably a good thing as if I could make yummy cakes, my lack of will power would mean I was eating yummy cakes all the time and I would be the size of a house.

    Hope you are having as healthy weekend as you can cope with (do you need me to kick you up the butt yet??? :p :rotfl:)
    Just keep swimming!
  • Never in my life have I every created so much washing up. :rotfl:
    Have baked plenty to keep the kids and OH going....well for a few days anyway!!

    Itsa - you should have a go at baking, I've made plenty of mistakes, some edible and some.....well......not so. :o Sorry to hear you've been feeling down too. I seem to be having a bad day every 2 or 3 days recently but not sure why, think its a number of things all put together.

    I have had a nibble or two on some flapjack but you know it would be rude not to ;). I'm on for another good week but Itsa I know where to come if I start to go off track :).

    The house is sort of sorted, just going to do ironing before I sit down as once I do sit I won't be getting back up. xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ooohhh Alice youve just inspired me to cook some flapjack! Think il make some this afternoon :D xx
    Mummytogirls x

  • Today will be the first NSD for March, I've got only 3p in my purse so I won't be going very far with that.

    All the flapjack has gone and I was very good just had a few squares on Sunday and that was all.:) xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Today is my first NSD of March too :eek: i've got some catching up to do on where i thought i would be by now lol! x
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.