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We are about to pull the purse strings soooo tight!

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Comments

  • It's raining so no pegging out and I've had chocolate and cup of tea for breakfast.:eek:

    I've got a screw in my tyre, OH at the tyre place now. £75 thank you very much.....not.:mad:

    In other news, I'm going into town today to get some bday cards, toiletries, will call in the butchers too. I've started next weeks meal plan/shopping list, will need to go to supermarket at some stage.

    Going to sort paperwork out this afternoon. Off to wedding reception tonight.....at a very nice but expensive place, max spend £25.

    Xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oh no to the tyre Alice, have you had to get a new tyre?

    Enjoy the wedding tonight xx
    Mummytogirls x

  • Oh no to the tyre Alice, have you had to get a new tyre?

    Enjoy the wedding tonight xx

    Hi mummy, yep new tyre.:mad: Had a great night though.:)

    Have done meter readings this morning, we are £43 in credit.

    We actually spent nearer £30 last night.:eek:

    Yesterday spent, £5 in card shop, £21 in £shop, £51 in supermarket, £22 DSs trainers and £30 petrol.

    Pegged one load out, got another load in.

    Xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hi Alice
    I'm sorry ds1 has to go back so soon. It goes so quickly. I think you've got so much to deal with at the moment. Perhaps it will all get much smoother once your new payment regime is up and running. Well done on keeping all the balls in the air. As you always do. You're a star.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ahhhh £30 isn't too bad and you had a great time :D xx
    Mummytogirls x

  • Verbatim wrote: »
    Hi Alice
    I'm sorry ds1 has to go back so soon. It goes so quickly. I think you've got so much to deal with at the moment. Perhaps it will all get much smoother once your new payment regime is up and running. Well done on keeping all the balls in the air. As you always do. You're a star.

    Aww thank you V, it certainly does (feeling very emotional tonight) it's just flown by, and it will be so much better when we're up and running properly with the DMP.

    Ooo V I'm just bimbling along. Thank you for your very kind words.
    Ahhhh £30 isn't too bad and you had a great time :D xx

    Hi mummy, yeah all things considered, it's just the guilt thing......spending money we don't have!

    Xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Today was a NSD, number 5.

    Had a letter from bcard, charged £45 interest last month.

    I must find time to catch up on our DMP.

    Xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Today was a NSD, number 5.

    Had a letter from bcard, charged £45 interest last month.

    I must find time to catch up on our DMP.

    Xx

    GRRRRRR to BC. How bl**dy dare they.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Keep plodding Alice.. Rooting for you.

    On second load of washing - first pegged out and now am sitting down for a 5 minute rest :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hi Alice
    Hope you're Ok? I was thinking it might be an ideal to have a look at History Buff's thread as she's had a lot of success with having offers accepted at around half to a third value outstanding.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
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