We are about to pull the purse strings soooo tight!

Alice_in_Poorland

Yes today was indeed NSD1.

Did the meter readings we are £1.11 in credit.

Managed to do lots of little jobs today, then I ended up having a snooze on the sun lounger.:)

Hope everybody has a good week.

Xx

Alice_in_Poorland

Paid for this weeks childcare this morning, so not quite a NSD, but it was a necessary spend!!

Feeling quick panicky about our money situation.......roll on a week Thursday. OH will be paid and the bulk of the DD and childcare will of been paid too.

Xx

Alice_in_Poorland

Yesterday was NSD2, today had to get petrol £20.

Healthy eating still going ok.....helps that there isn't much naughty stuff to snack on anyway.:rotfl: HM curry for tea We have run out of squash so if will be just water for now (they only have a drop of squash usually, just enough to colour the water )

Washing got wet today. Has dried a little now, had to get the airers out.:o

Need to check out spending diary/budget now that the bulk of the DDs have gone out. Must make sure there is enough for Stepchange payment on Monday. Childcare bill for next week just 3 days as I'm off for the other 2.

Xx

Alice_in_Poorland

Yesterday was a NSD, number 3.

Received car tax renewal through the post yesterday.

Also received a statement from c@pit@l. The balance was actually under the amount on our DMP (only by £40ish) , I've altered the amount, current balance is just over £19k and we have 40 payments to go.:)

Have updated spending diary/budget, DS1s mobile bill is £13 more as he had to make an emergency call and he's abroad. £475 going to stepchange on Monday and OHs mobile bill due on Monday too (£22).

Will have to get some milk,cereal and some fruit today. Also need petrol over the weekend. DS2 needs £10 tomorrow for sports event. That will leave just pence in the account......roll on next Thursday!

Xx

Alice_in_Poorland

I knew once I got started with the ironing I'd crack on and get it done.

Now chilling out with a glass of water with ice......Rock and roll.

Yesterday got petrol but today was NSD4.

First job when I wake up tomorrow will be to check our account. According to my figures we should have £11....not quite the pence I had anticipated.

OH bit stroppy tonight but I'm just ignoring him.

Xx

Alice_in_Poorland

Quick catchup on the week so far, paid childcare for 3 days, had 2 more NSD's (upto 6 now), spent our last £10 on petrol yesterday, thankfully OH got paid today.:)

No work today or tomorrow. Today spent the day at the park, thankfully the weather held out. Spent £13 on food and £3 on car park.

Came home to a letter from Bcard. They are now charging me £95 interest per month and charged £12.20 late payment fee. This must be because of the reduced payment. Going to call stepchange tomorrow and see what they suggest.

The letter panicked my temporary, feel OK about it now. Ready to do battle Bcard.:eek:

Not sure what we are doing tomorrow (apart from calling stepchange), really need to do some housework. A mahoosive pile of papers/post has grown on the kitchen so really need to sort through that.

Need to update spending diary/budget and make an updated list of spends coming up too.

Xx

Alice_in_Poorland

Weather was pants today......good for the garden as they say!

Called Bcard this morning and they have refunded the interest and the late payment charge. The account has been put on hold whilst stepchange confirm with them that we are back on track. Spoke to stepchange they will sort that out.........then Bcard text me advising that they had tried to call me to discuss the repayment plan!! I ignored them.

Went to see the oldies today. Took them a few treats and did some tidying up whilst we were there.

Have done a meal plan and shopping list. Might go to supermarket tonight.

Still haven't done housework or sorted the paper work out.:eek:

Xx

mummytogirls

Im glad BCard have refunded the interest etc Alice! Bless you visiting the oldies and taking them treats, so sweet of you!!

Have a lovely weekend xx

Alice_in_Poorland

Thanks mummy, I'm glad Bcard have refunded the money too. They are our biggest debt.....I am so going to celebrate (MSE style of course :rotfl:) when they are all paid up.:)

The oldies are lovely people, not family but as good as. They have family close but don't get me stared on them.......gggrrrrr.

I still haven't done any housework!! But have pegged 3 loads out. Took DS3 to a party this morning, put cash in the card, so not quite a NSD. (Upto 6 NSD).

Shopping last night came to £60.10. That did include cat stuff and beer for OH, forgot my hair stuff so will be rocking the wild look for a few days.:eek:

Put £30 petrol in my car. Put £10 petrol in the other car too.

Av0n coming this weekend, £8.

DS2 has gone camping at his friends house, gave him £10 so he could contribute £5 to the pizza delivery and have £5 emergency fund. I would of cooked pizzas at home but heyho.

Really must get on with some jobs.....or else I'm just going to eat everything and anything.:o

Xx

Alice_in_Poorland

Today wasn't the NSD I had hoped. Spent £17 on wine, strawberries, cream and few other bits. We had an invite to a BBQ so couldn't go empty handed.....keeping up appearances and all that. Although still haven't got any for my hair.:rotfl:

This morning managed to do a few jobs around the house.

As well as the MOT for the other car, school uniform & shoes spends we also have the kids sports club subs to pay too. We get a discount if we pay upfront in cash.:o

Because I under budgeted for the childcare this summer we haven't been able to really save any money. Need to have a look at the budget, see what I can do.

Haven't got a weekend free where we can do a car boot. I know I should fleabay again but......:o

Xx