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We are about to pull the purse strings soooo tight!
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You amaze me, 14 NSDs! :T
AND making cottage pie for todays tea while making yesterdays tea, how organised are you! :A
Next you'll be saying you pegged out despite the horrendous weather.
Seriously, way to go!0 -
Thanks Dolphin1 I'm trying really hard to keep on top of things. When I was sitting at work today and the sun came out a little thought did come into my head....:rotfl:
Tonight we've had to pay DSs swimming £38. Tomorrow I will go to @ldi and use voucher. Also need to get petrol. We've got change to pay our works lottery. So next NSD should be Friday.:)
OH called Stepchange about the interest Bcard are charging.....at last. They think the interest should stop once they've received confirmation of our review.....hope so!
I've sent £100 to DS3, he loses his sponsorship this summer so not sure what will happen in the future.
Forgot to set the heating to come on this afternoon, doh!
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Yesterday spent £51 in @ldi less £5 voucher, £26 in sburys but that did include some school pe kit (DS3 has 'lost' 2 PE kits since September, I always put his name in them but they are never returned....gggrrrrr), £30 petrol and £20 cash ( I was supposed to go to lunch with the girls from work....but declined, paid £5 to a colleagues birthday collection, will put £15 left towards haircuts tomorrow).
So today wasn't quite a NSD but was at least a LSD.:)
Must remember to do meter reading this weekend, still need to sort exhaust out and looking forward to a bit of pampering at the hairdressers tomorrow.
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
We have sunshine this morning, but it is very cold and windy out there. Still I've pegged the towels and heavier stuff out.:D
Have done meter readings, we are minus £21.67 which is a bit worrying as the DD of £82 was only paid last Thursday...gulp. We haven't had the heating on is morning, which is a start!!
Yesterday's spends were £23 for my hair (sorry but it's worth is for that hour of pampering), £7.50 for OHs hair (DS2 waiting until half term).
January spends were £371 on food, toiletries and cleaning stuff and£240 on petrol for both cars. Had 14 NSDs, £2 coins upto £6 and 20ps upto £10.20.
Today going to get housework and ironing done. Make some spag Bol sauce for the freezer, cook Sunday dinner and help DS2 do some revision.
On the 'self managed DMP front' don't feel confident or disciplined enough to do that at the moment. Have set myself a challenge of saving £500 which I will offer a F&F on the lowest debt and then take it from there.
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Today had a NSD.:)
But I have chucked my dummy out with the kids....and
OH. The kids have been on their games consoles practically all day. This afternoon I was trying to get the ironing done, fetch the washing in and cook dinner. OH was supposed to be helping DS2 revise (well make a start anyway)but he was listening to the football on the radio upstairs. So I sort of lost it and have said no games consoles Monday to Thursday, (we used to do this but have lapsed a bit since Christmas) and I spoke to OH about helping around the house a bit more....just a bit more team work and that we need to help DS with his revision.;)
Anyway after my little outbursts we had tea and DS2 did some revision. Me and OH washing up and tidied the kitchen.
Hoping for a calmer week.
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Yesterday was NSD number 2, today should be too.
On the down side DS2s school shoes have worn out and are rubber so can't be repaired. I'm hoping he can hold out until half term.
Also worked out that I had put £34 on his school dinner money card in January.:eek: £14 over budget.
Last night DS3 asked to go on the games console, we said no (of course) he took it really well and just got on and played with his toys. In fact the whole evening was very calm.:)
xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Didn't manage a NSD today. The window cleaner came, he's just done the front, cost £5.
Had the car tax reminder for both cars in the post today.
Have booked DS3 a place on the play scheme in half term, cost will be £125. OH might have a day off, that will save £25, he's put a holiday request in at work.
No games console tonight! DS3 didn't even ask to go on it.
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Yesterday was NSD 3 but tonight I've got petrol £30, paid February's childcare £150 (excluding half term), spends £59 in sburys but that does include 2 boxes of hair dye £12 and some socks for DS2 £7.
Paid lottery today, took some cash out to top up leisure pot and I need £5 for another colleagues collection at work.
Nothing social planned this weekend.
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Came home last night to the heating pump making a right racket. OH has been threatening to bleed the radiators since Christmas.:o. He said he'd do it today.....mmmm we will see. Hope it's just a case of a bit of air in the system.:(
DS2 has gone to a football match today, he paid for the ticket and we paid £10 towards petrol to his mates Dad for taking him.
I need some 'stuff' for my hair so thinking might go into town later. Also need wrapping paper for male presents coming up, have got presents and cards already.:)
It's cloudy today but have pegged out anyway. Will deal with the washing when we come back later.....at least it's not hanging around the house.;)
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Hi Alice,
I've just found your diary. I've not read the whole thing, just the 1st and last couple of pages. Looking at your sig...I can't believe that you've managed to wipe off nearly 10 years worth of debt repayment in just 3 years. Congratulations on all your hard work, long may it continue.SPC7 ~ Member#390 ~ £432.45 declared :j
Re-joined SW 9 Feb 2015 1 stone lost so far
Her Serene Highness the Princess Atolaas of the Alphabetty Thread as appointed by Queen Upsidedown Bear0
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