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We are about to pull the purse strings soooo tight!
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Yep mojo often goes missing in my house too but after a while comes back with his tail between his legs. It'll reappear soon I'm sure, just keep plodding as dear old Beanie would say
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Hope your "get up and go" comes back soon! Mine also has gone this past week and i've been blaming it on that time of the month, so I hope once it's arrived I feel better and have more enthusiasm for cleaning/walking dogs/doing any jobs!! XxxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200. July £200.
Total- £1162.23
Goal to pay off 1% of current mortgage in one year. £1200. (96.83% there)
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brizzledfw wrote: »Know what you feel re losing the mojo..it's fragile at times isn't it? Keep on chugging though Alice..you do so well and look nigh on 9 years off your DFD date already..that signature doesn't lie:)
Thanks brizzle, this getting 'debt free malarkey' is like having another job lol. I'm going to keep ploddingYep mojo often goes missing in my house too but after a while comes back with his tail between his legs. It'll reappear soon I'm sure, just keep plodding as dear old Beanie would say
Granny x
Thanks granny, yeah going to keep chipping away.:)debtfreewannabe321 wrote: »Hope your "get up and go" comes back soon! Mine also has gone this past week and i've been blaming it on that time of the month, so I hope once it's arrived I feel better and have more enthusiasm for cleaning/walking dogs/doing any jobs!! Xxx
Thanks df(w), hope you're soon raring to go! All these things come to try us.
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
This morning I noticed DS3s shoes have worn through! you know he never said anything! good job it hasn't been raining.:o
Tonight OH picked up some bits from supermarket, spent £10.67.
Have pegged out loads this week :T, and haven't had the heating on for weeks. Eon have advised our deal finishes in May, so will have to look around for another one......there's always something...gggrrrr.
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
DS3 went to school in his trainers today, he thinks it's great. Have always bought cl@rks shoes for the kids, think he's got too many weeks until the summer break to get away with a cheaper pair. Cl@rks shoes have always lasted really well, and unfortunately there aren't any cl@rks outlets round here.
DS2 had non school uniform tomorrow and no jeans/chinos to wear so a quick dash to sburys got a pair for £14. Better than t0pman etc they wanted £30+ for the same thing.
Also got hair conditioner that was on offer and some bday and Mother's Day cards. Total spend there was £10.
Got petrol and some cash (for the weekend, childminder and money for bday).
Nearly the weekend.:)
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Can't wait either..feels like it's been a long week.
Frugal with the shopping as ever I see...you're a marvelMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Thanks brizzle, I'm trying to guide the kids into being savvy shoppers too
Today we spent £4.00 at the kids sports club, £28 in sburys, £30 petrol. Off to a christening tomorrow, over 90mins away so extra spends on petrol but worth it to see family. Will take £20 for drinks but will take kids drinks and some snacks.
We did put the heating on tonight for a couple of hours, first time in ages (must do meter readings before we go to tomorrow!) as OH was freezing. Mind you he is still sleeping in a sweatshirt.:o
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Heating went back on briefly this eve..it has been freezing when the sun goes in
Have a good time at the christeningMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Have had a lovely but expensive day.
It was lovely to see everybody at the christening, but after we went for a meal (which we knew nothing about and there was no way our £20 was going to cover it). We now have £39 left in the bank and a DD coming out on Wednesday and I will need to get petrol before OHs payday on Thursday. Only hope my 'calculations' are right...gulp!
Also noticed we need a new tyre on the car.:eek:
Did meter readings before we went but the laptop crashed just as the page came up with how much in credit we are and I missed it.:o
Feeling exhausted, this keeping up appearances has worn me out today.
Roll on payday! XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Really must tally up NSDs, today was one but tomorrow need petrol and bread. Think we are down to £14 until Thursday, don't think we've ever been this 'poor' whilst on our DMP, normal service will be resumed soon.:o
Need to think about Mother's Day gifts, and got a 21st and 2 other birthdays coming up.
DS3 had a major meltdown this morning.......reason........I'd cut his sandwiches into 4 squares and 'nobody has 4 square sandwiches at school' apparently. He only had to say, thought we'd seen the last of these meltdowns.:eek:
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210
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