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We are about to pull the purse strings soooo tight!
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Go to the dentist and if they ask for payment there and then, which is unlikely unless they can do all the work that is needed in the emergency appointment, say you don't have your purse with you and will have to come back to pay. It may be a little embarrassing but it's worth it if it gets you out of pain and my guess is they won't even ask for it.
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
brizzledfw wrote: »You are doing so well with the heating. Don't worry about OH moaning..my OH has to sleep in a beanie sometimes it's so chilly :rotfl:
Oh brizzle this did make me laugh, I have suggested a beanie hat to OH......I think it's the way forward for him.:D xxGo to the dentist and if they ask for payment there and then, which is unlikely unless they can do all the work that is needed in the emergency appointment, say you don't have your purse with you and will have to come back to pay. It may be a little embarrassing but it's worth it if it gets you out of pain and my guess is they won't even ask for it.
Granny x
Thanks Granny, I am going to go as an emergency, will access the 'damage' and pay a token and sorts the balance out later.;) xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Well Thursday was its usual spend day, paid the usual.
Thursday night I came down with some bug and was off work yesterday, managed to drag myself out of bed yesterday evening. Feel like I've lost 24hrs, not nice.:(
Anyway last night I taxed the car's':eek:, this morning I still feel a bit fragile so I'm not going with the kids to their sports club. But I have managed to peg out.:D
In February we spent £310 on groceries, £155 on petrol and had 11NSDs.
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Have done meter readings this morning, we are £109 on credit (but a payment only went in on Friday so perhaps not as good as it seems). We have used £29 over the last 2 weeks, having the heating off as much as possible has really paid off.:D
OH going to supermarket this morning, with a list....which he will stick too. I've sorted bus and milk money, have left £1 in my purse (just in case!), I've put the rest of the change in the 'leisure pot'. Haven't added any money to the other pots.....having just paid for the car tax.
Still need to pay for school trip, and the dentist, although it's eased off at the moment still going to get it checked out though!
Think I'll get the ironing out the way this morning, just pegged 1 load out this morning. Hopefully it will blow a bit before it rains.:D
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Hope you are having a good weekend and that your toothache is not causing too much pain!!0
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All done on those NSDs! And the heating costs..well done AliceMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hope you are having a good weekend and that your toothache is not causing too much pain!!
Thanks gillst, toothache is easing off......typical now that I've made an appointment.gggrrrr. Will still go and get it sorted though.xxbrizzledfw wrote: »All done on those NSDs! And the heating costs..well done Alice
Thanks brizzle, heating off again today.
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
By the time you see the dentist the pain will have vanished, sods law. Hopefully it wont be to painful when you receive the bill. Started to have my heating off during the day as the weather has been spring like by me.x:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.000
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By the time you see the dentist the pain will have vanished, sods law. Hopefully it wont be to painful when you receive the bill. Started to have my heating off during the day as the weather has been spring like by me.x
You know amber that is exactly what's happened :rotfl: at the moment the pain is 2/10! I've got an appointment tomorrow anyway.
Well done on keeping the heating off during the day......we're (except OH) all quite hardy now.;)
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Upto 3 NSDs, although the window cleaner came today but hasn't come back for his money yet!.....keeping up appearances and all that.
We've had the water rates today, £564 over 8 months (starting next month).:eek:
Pegged out yesterday and today. Heating still off, although you can actually see your breath in the living room tonight.:o
Struggling to get OH to look for another job. I don't want to push or nag him, it's got to be his doing. I have offered to help him but he's not very forthcoming.
Tomorrow will have to pay the usual, get petrol, get some milk, bread, etc. Still haven't paid for school trip and we need to get the extra work (fan) done on the 'other car' (£50), OH has reminded me about this tonight...gee thanks for that.:o
I did mange to put 2 things on fleabag at the weekend, still no watchers or bids. Think we'll just save everything for the carboot sale.
Family birthday coming up, got present in the Christmas sales so already prepared. DS3 off to a party at the weekend, will need to get a present for that. Then got 2 more family birthdays which will need to buy present for.
Nearly the weekend.:)
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210
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