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We are about to pull the purse strings soooo tight!
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Hi Alice,
Hope you are having a nice weekend.
I never send OH shopping, even if I give him a list, he never sticks to it and if he goes when he is hungry we end up with so much stuff we don't actually need or use. And I can't ask him to pop into Aldi as he can't quite keep away from those middle aisles with all the special deals in
Yum yum fish and chips :cool:Just keep swimming!0 -
Wow what a busy day. Had a great time with friends tonight. Its great to have time out from worrying, debt busting and housework/work. My sides are hurting from laughing so much and no alcohol involved!!!:) Only had a mini fish and a few chips so will access the damage when I get on the scales when I get up tomorrow.
Itsa - I have the other end of the scale, my OH sticks religiously to the list even if he see's something we might need he still only sticks to the list!!! LOL
OH has had a look at washing machine, all springs etc look OK so he's put it back in slightly different angle, its still level so we'll just have to see how it goes.
Still need to update spending diary but that will have to wait until the morning. My DS2 starts cricket tomorrow and if we pay upfront we save £15.:(.............and will have to get up earlyish to take him.xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Hi Alice, I've just read through your diary and wanted to say Hi and congratulations on everything you've achieved so far.
I've subscribed so will keep popping on to see how things are goingLBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3320 -
Hi Alice
It sounds like youre being very focussed and yet still having fun! Well done. That's fantastic!
Have a great Sunday and hope the postman beings more good news next week!
BrizzleMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
I'm sure this has been a 10 minute weekend
Just had to put the heating on today, is was just sooo cold. Have pottered about today doing housework and have walked the dog. I have got a mountain of ironing but think I'll just do the essentials ie uniforms and do the rest tomorrow night as I want to go through budget/spending diary with OH.
Got on the scales this morning and I have stayed the samewhich is OK as I haven't had a very good week. I will be good this week though.....promise.xx
DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Hi Alice,
Just dropped in to say hello and good luck ! I have subscribed so will be popping in every now and then to say hi and see how you are doing.
Pinot xLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Thank you PinotGrigio41. I just tend to warble on but I find it helps.:)
Well all the ironing is done :T
Have been through and update spending diary/budget with OH.
We still haven't had confirmation from some CCs to confirm if they will accept reduced payment plan. Bcard made me feel like a right criminal, I know its just a standard letter and I know its their money and I was only borrowing it. OH going to check with CCCS tomorrow to see if they have any update. In the mean time I'm been referred to the banks recovery department......hope that's not too painful.:(
Shattered today so going to get an early night, I will catch up with everybody's diaries tomorrow. xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Warbling is good, its my favourite pastime at the moment ! Glad your ironing is done , I am very impressed, mine is haunting me !
Hoping you get some good news from the CCCs today xLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Hi Alice,
Hope DH managed to find out more today. Dont beat yourself up, im sure they would rather have some payment that none at all.
Im glad you had a good night on Saturday xxMummytogirls x0 -
Mummytogirls and PinotGrigio41 what can I say OH didn't phone CCCS today. :mad:
After singing his praises to everyone on here over the last few weeks as well. Apparently he didn't have time........which means he forgot. The thing is is that all the paperwork etc is put away from prying eyes so there wasn't anything out to remind him.
Men.......aaarrrggghhhh.
He's promised he'll call them tomorrow
Need to get back on track with some NSDs.
xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210
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