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Countdown to Freedom
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Oh yes do :jMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
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Can you try to grow some Galaxy pleaseA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
On the ship going home. Fab holiday and only three days to go
:)
Tilly x x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Everything unpacked and squared away.
We have had a brilliant time away and that next chapter is so close. I'm taking a break from work for a while and helping a chum set up a business.
Today is the day and mortgage has gone - we have left £10 to keep it open just in case but we are counting it as closed.
I can't believe this day has arrived - November 2011 - August 2015 - just under four years and over £300k plus interest done.
It feels a bit odd in some respects as it has been our focus and now we are planning for the future. New chapter, new focus.
I'm still Tilly Tidying, will still menu plan, won't go out spending like a nutter - we will be buying a new laptop for DS as a well done for GCSE results.
Our money is our own - we had said at the start that Mr T would buy a new car once we were done. However, he bought a car a couple of years ago and that will last for years. House is well maintained so nothing to spend there either.
We are going out for dinner tonight, using the rest of the restaurant vouchers up to celebrate.
The time has flown and we could not have achieved this without the help and advice from this forum. New friends made, work changes due to redundancy, DD leaving home, losing a sister, losing my dad. What a time we have had - now we get to plan our next phase. Mr T may kill me if I mention worktops or en suites - planning the changes for Portugal will keep me busy.
Right, Mr T is BBQing, it's blinking cold although the sun has been out and I'm to find a sweater and sit outside with DD, DS and Mr T.
Thanks to everyone has helped keep us going.
CHEERS.
Best wishes Tilly x x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
HURRAH!!!
Well done Tilly, your diary has been wonderful, highs and lows, in sickness and in health but you have made it with humour, grace and style - we love you Tilly xxxWeight: need to lose 71lbs - lost to date 0lbs
One Poll: £3.20
My Survey: £0.00
Ebay: £0.000 -
:j:j:j:j:jWe are SO proud of you Tilly! Well done!!:j:j:j:j:jMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Congratulations Tilly, very proud of your achievement in such a short space of time. It puts me to shame and is giving me a bit of food for thought with how I can maybe progress with my own monetary hopes and dreams.
What are your words of wisdom for those of us with quite a way to go?
Enjoy the celebrations with your family, it has been a family journey the whole way xMFW 2025 No. 7 £700/£1200
MFiT-T7 No. 6 £2392.98/£30,0000 -
Yes Tilly....
We need some Tilly's Top Tips!!!
TxMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
WOW and well done Tilly and family, what an achievement. Enjoy your celebrations.0
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