We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Countdown to Freedom

19289299319339341037

Comments

  • Yes yes yes some Tilly top tips please! Sooo pleased for you honey xx
    :):):) very best wishes, ATB xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    :T :THuge congratulations Tilly. :T :T
    You're so inspirational.
    :j :j Top tips would be great! :j :j
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • :j:j:j hip hip hooray :j:j:j

    Many congratulations Tilly - so pleased for you all :D

    Much love
    MWCx, Mr MWC & The Girls
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :jTilly! Congratulations!

    Congratulations :j

    Congratulations :j :j


    Congratulations :beer::j:beer::j
    2023: the year I get to buy a car
  • apple_muncher
    apple_muncher Posts: 15,364 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    :T:T:T Well done to the whole Tilly clan!! :T:T:T

    Love that you are going out to celebrate, using restaurant vouchers!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Muser1
    Muser1 Posts: 795 Forumite
    I feel tearful! Well done to you all. I honestly think you should write a 'how to' book.

    :money::money::money::money::money::money::money:
    Mortgage Jan 13 99260.00 87253 April 2017
    Emergency fund 700.00
  • :j:j:j:j:j:j:j:j:j:j

    CONGRATULATIONS :j:j:j:j:j:j
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    :T:T:T well done from Mr & Mrs GG :T:T:T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Thanks for your lovely messages. We are feeling a bit :j today.

    We may have had a siesta - can't have Gally being the only one to nap in the afternoon :rotfl::rotfl:

    Off to phone mum now and then we are off to visit her tomorrow. I think she may come home with us for a few days.

    Best wishes Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Very well done and many thanks for all of your support and encouragement. Very good luck with the next stage. X x x
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.