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Countdown to Freedom
Comments
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Just booked flights to go away for Christmas... Haven't told the family yet...Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
Still thrifty though, after all these years:D0 -
Tilly_MFW_in_6_YRS wrote: »
MF month now August 2015 :T
:T That's amazing! :T I can't imagine what that must feel like!"It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry PratchettBought our house 2012
Married 2015 
Started renovating 2015 :eek:
Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...0 -
Sounds like an excellent plan and you can look back at the last six months and see how far you've journeyedSecret_Saving_Squirrel wrote: »Just booked flights to go away for Christmas... Haven't told the family yet...
Where are you off to, just in case GG and I need to ditch families and come along?2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Great stuff, will be here in no time :T.:T That's amazing! :T I can't imagine what that must feel like!
It seems pretty incredible to me - Mr T keeps asking me whether I'm offsetting or actually OPing - it's still feels pretty whim like at the moment which is unusual for me, as I like a plan :eek:
Putting a practical spin on it, when I'm on our summer holiday next year, yep, next year, I'll be sitting on the beach, no doubt having a glass of wine as the sun goes down in the full knowledge that we've done it - :T:T:T:T
That seems pretty darned incredible to me. I do know it's not luck and as I listen to people at work still complaining of credit card bills, whilst tucking into their daily C@sta and sarnie, I am truly overjoyed and thankful for this site. Plus all the people who give their advice, time and support willingly to help.
However I'm still waiting on an email which will change my future hugely and it's still not here - GG send Mr Ahem over please :rotfl:
Best wishes Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Wow, Tilly - that's fantastic! What an amazing achievement - and, as GG says, it'll soon be here! xx I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
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August 2015 is amazing. Will your plans for an investment property affect your MF date?Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
MFiT3 #86: Reduce mortgage from £146,800 to £125,000
Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 20360 -
That's great news Tilly :j. You will be MF before you know it.0
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What fab news on your new MF date Tilly. Hardly any time till then really, you must be so excited!:jNovember 2007 £570k 25 years - MF March 2033
September 2012 £405k 20 years - MF January 2032.
January 2015 £301k 16 years - MF January 2030
January 2020 £231k 10 years - MF January 2030
Mortgage Free Goal: In progress!
June 2020: Outstanding mortgage £75,211 (£222,414 mortgage offset by £147,203 cashpool)
August 2020: Outstanding mortgage £59,262 (£134,598 mortgage offset by £75,280 cashpool)
Sept 2020: Outstanding mortgage £56,682 (£131,760 mortgage offset by £75,022 cashpoool)
April 2021: Outstanding mortgage £17,278 (£64,646 mortgage offset by £47,313 cashpool)0 -
Not talking to him. He ate my chocolateTilly_MFW_in_6_YRS wrote: »I
However I'm still waiting on an email which will change my future hugely and it's still not here - GG send Mr Ahem over please :rotfl:
. A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
:wave:
Great news on that date Tilly, it's not long at all!
And hope your email arrives, I can't stand that whole keep checking thing, but you can't stop yourself doing it, so I hope you do manage to relax this evening! xStash busting 2014 45 / 60 (balls of yarn)!
2014 Sealed Pot #2136 ?/£500
House: Decluttering 322 / 365
Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE]
GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early0
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