We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Countdown to Freedom
Comments
-
All your fruit and veg sounds wonderful!
I am determined too that we only spend the amount of money we absolutely require this month. Don't worry about one month OP being a bit lower, it really is just one month
You are doing so very well! 1 -
Tilly_MFW_in_6_YRS wrote: »Lodgers money will stay in the bank account this month rather than being OPd. Do remind me that it's only 1 month like this then back to normal from payday in June. It's a little disheartening to know I can't OP as much but we had always known May was going to be a bad month.
Don't be disheartened - remember this time last year not OPing was the norm EVERY month, regardless of what the social calendar was.You've had a great month, controlled costs and not gone in overdraft so well done you :T.
Onwards and downwards
.
GG
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"1 -
Don't be disheartened - remember this time last year not OPing was the norm EVERY month, regardless of what the social calendar was.You've had a great month, controlled costs and not gone in overdraft so well done you :T.
Onwards and downwards
.
GG
Seconded!:T:DI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £201 -
Hi Ammonite, GG and Greent, thanks for your comments and GG you are right, this time last year we would have been permanently OD and now we are in a far better place.
Life is changing in so many ways right now and I am loving it. I know people often find change a challenge, but I thrive on that next adventure, which has made me realise something. I had a great talk with a fellow MSEer the other day and their views are the same as my husbands - it made me realise that it is my love of change, trying new things etc that drives me, both career (no two weeks are the same) and home. Once I realised that it enabled me to think of why and what that means for me and I need to do some quiet thinking. I always challenge the status quo but in my home life, I need and want more stability now. My desire for change probably won't go away as I think part of that is down to parenting and some inherited traits, however, I can incorporate change in different ways - no more now as I need to get my head round it, but it's good news and has taken a huge weight from my shoulders.
Have made a big tabbouleh salad for dinner with chicken shish tawook (not sure of spelling) and platter of roast peppers, onions and garlic mmmmmmmm.
Best wishes Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1 -
What time do you want me round for tea
Do you take lodgers just for a week so I can eat all your delicious foodMortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)1 -
Hi Radish, wouldn't that be lovely
an MSE gathering.
Dinner was delicious and as the chicken was a bargainous one from MrT I reckon dinner probably cost about 50p each
. Admittedly all the herbs were from the garden which saves a fortune, especially as you need quite a lot to make the tabbouleh.
I had intended doing my menu plan for June this evening but we ate outside with a bottle of wine and music - dogs were going loopy playing in the garden.
Have a good night Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1 -
Hi there Tilly
Good work on the great figures. I am still in overdraft but fighting to get out of it!! I think I have missed something though - what are SSM vouchers?!
SJ x1 -
SSM is SexySadoMasocism, a well dodgy site Tilly goes on that give vouchers for em...... favours :eek:.Hi there Tilly
Good work on the great figures. I am still in overdraft but fighting to get out of it!! I think I have missed something though - what are SSM vouchers?!
SJ x
OK = it's really www.supersavvyme.co.uk - a review etc website that usually has a few downloadable vouchers, mainly toiletries & cleaning products & occasionally great mail voucher offers. Not as exciting an answer but much more :money:.
GG
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"1 -
Morning SJ1, sadly GGs second answer is the right one but first looks far more interesting :rotfl:
Hope all is going well for you. Did the new freezer arrive?
Best wishes Tilly2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1 -
Morning GG, can't you sleep? Sun is out but very hazy today, off with the dogs in a mo and air smells fab

Maybe SSM would like to strike out in a different market place, sounds like a money spinner for them......
Just realised, I bet you are up early because that was your last sleep? Bon voyage.........
Best wishes Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

